The advent of the Aadhaar card as a single document identification proof has made life convenient for Indian citizens in many ways. While it has primarily increased convenience, the safety of data has become a concern. The Aadhaar card is a unique document containing sensitive information with biometric details, which is reason enough to protect it. Aadhaar card is one of the important documents when applying for a personal loan.
If the data on the Aadhaar card is leaked, there could be a breach of identity. For instance, if you purchase a new SIM card with your Aadhaar number, you may not be able to tell if the card will be reused without your knowledge. In effect, it is like sharing the username and password of an email or social media account with a stranger. In the recent past, there have been several news reports of Aadhaar data being leaked. Therefore, you must take a step towards securing the data of your Aadhaar card.
Additional read: How to download your e-Aadhaar card online?
What is Aadhaar Card fraud and its potential consequences?
Aadhaar card fraud refers to the misuse of an individual's Aadhaar details for illegal purposes such as identity theft, financial fraud, or unauthorised access to services. Fraudsters can exploit Aadhaar information to open fake accounts, apply for loans, or commit cybercrimes. Such misuse can lead to financial loss, legal complications, and damage to an individual’s reputation. To safeguard against Aadhaar card misuse, it is crucial to stay vigilant, secure your details, and regularly monitor your Aadhaar activity.
Examples of Aadhaar Card fraud cases
Aadhaar card misuse has been reported in various cases, including:
- Fraudulent bank account openings using stolen Aadhaar details.
- Unauthorised access to government benefits like subsidies or pensions.
- Applying for loans or credit cards without the cardholder's consent.
- Circulation of Aadhaar photocopies on unauthorised platforms, leading to identity theft.
- Scammers cloning Aadhaar data for SIM card activation and illegal activities.
Such instances highlight the importance of safeguarding your Aadhaar details from potential fraud.
Additional Read: What is an Aadhaar Card?
How to check misuse of Aadhaar Card?
Follow these steps to detect Aadhaar misuse:
- Visit the UIDAI website: Access the official website.
- Log in to your account: Use your Aadhaar number and OTP for verification.
- Check Authentication History: Click on "Aadhaar Authentication History" under the Aadhaar services section.
- Review transaction records: View all authentications linked to your Aadhaar.
If you notice suspicious activities, report them immediately to UIDAI. Staying informed is key to preventing misuse.
How to prevent misuse of Aadhaar Card photocopy?
Preventing Aadhaar misuse requires proactive measures:
- Use watermarks: Add a watermark stating “For Official Use Only” on photocopies.
- Avoid sharing unnecessarily: Do not provide Aadhaar photocopies unless mandatory.
- Lock your Aadhaar: Temporarily lock biometric data through the UIDAI website or mobile app.
- Utilise Virtual ID (VID): Share your 16-digit VID instead of the actual Aadhaar number.
- Monitor Aadhaar activity: Regularly review authentication history for suspicious transactions.
These steps reduce the risks associated with Aadhaar card misuse.
How to report misuse of Aadhaar Card?
If you suspect Aadhaar misuse, follow these steps:
- File a complaint on the UIDAI website or call the toll-free helpline (1947).
- Provide details such as your Aadhaar number, nature of misuse, and relevant documents.
- Approach local authorities or cybercrime cells for additional support.
Act promptly to safeguard your identity and prevent further complications.
How to lock Aadhaar card biometrics online
The Unique Identification Authority of India (UIDAI) has clarified that the core biometric database is safe and cannot be breached. However, if you wish to take precautions and safeguard your identity and Aadhaar details, here is how you can go about it:
Step 1: Visit the official website of UIDAI
Step 2: Click on the ‘Lock/ Unlock Biometrics’ option under the ‘My Aadhaar’ drop-down menu
Step 3: Enter your Aadhaar number
Step 4: Confirm your identity through a security code or captcha on the screen
Step 5: Wait for a one-time password (OTP) through a text message on your registered mobile number
Step 6: Enter the OTP and a security key of your choice
Step 7: You will be directed to a link giving you the option to enable biometric locking
Step 8: Click on ‘Enable’. Here, your biometric information gets locked
Once your Aadhaar information is locked, there are certain things you need to bear in mind:
- You can no longer use biometrics as a primary authenticator
- Some bank transactions may fail because the bank will be unable to access the biometric information
- You can only unlock your card through an OTP sent to your phone
How to unlock information on your Aadhaar card
To unlock your Aadhaar details, follow these steps:
- Visit the official UIDAI website or use the mAadhaar app.
- Select "Unlock Aadhaar" from the Aadhaar services section.
- Enter your Aadhaar number or VID for identification.
- Verify your details using the OTP sent to your registered mobile number.
- Unlock your Aadhaar to enable biometric or demographic authentication.
This feature is temporary and can be locked again after use for enhanced security.
Additional read: Can you use your e-Aadhaar card as proof of identity?
Why you should consider locking your Aadhaar card
Locking your Aadhaar card ensures your details are secure from unauthorised use. This feature disables biometric and demographic authentication, safeguarding against identity theft and fraudulent activities.
Key reasons to lock your Aadhaar card:
- Protect your data from misuse in financial and governmental transactions.
- Prevent unauthorised access to your Aadhaar-linked services.
Stay secure by using UIDAI’s locking feature regularly.
Conclusion
Understanding the importance of safeguarding your Aadhaar details can help protect against fraud and misuse. Always monitor your Aadhaar activity, secure your data, and take preventive measures. For those planning major financial steps like applying for personal loans, Aadhaar details must be protected to ensure a smooth and secure process. Safeguard your identity to enjoy hassle-free financial services.
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