ManipalCigna Health Insurance - Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Sum insured up to Rs. 50,000, premium Rs. 219
Get coverage for two EMIs if unable to undertake your primary occupation for a minimum period of one year. Get a sum insured of up to Rs. 50,000.
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Illness/injury results in disability
The cover is available if the injury results in Permanent Total/Partial Disablement, Temporary Total Disablement, coma, or hospitalisation.
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End-to-end online
The entire process to buy the policy is 100% digital on the Bajaj Finance Insurance Mall.
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No documents are required to buy the policy
When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim – Health+Accident (Comprehensive) – 2 EMI Protection cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
A step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection:
- Premium of Rs. 219
- Premium of Rs. 419
- Premium of Rs. 824
- Premium of Rs. 1,024
- Premium of Rs. 2,029
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 5,000 |
| Premium including GST (Rs.) | 219 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (Rs.) | 419 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 20,000 |
| Premium including GST (Rs.) | 824 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (Rs.) | 1024 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (Rs.) | 2,029 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (Rs.) | 2,029 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the policy details of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Earnings protection | Covers against disability, hospitalisation, and coma that results in inability to engage in an occupation for one month |
| Cash benefit | Covers cash benefit commensurate with EMI contribution of the existing insurance-linked loan account |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No coverage for pre-existing medical illness |
| Adventure sports accident | Any accident due to adventure sports |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
For cashless claims, the network hospital shares billing details directly with the insurance company. After that, the insurance company directly settles the payment before discharge
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This is an insurance product from ManipalCigna Health Insurance offered by Bajaj Finance. This health insurance provides financial support to the policyholder and their beneficiaries in case of hospitalisation, disability, or coma. The accident results in their loss of ability to earn an income.
You can contact the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
The policy is available in different variants:
- Sum insured of up to Rs. 5,000 for premium of Rs. 291
- Sum insured of up to Rs. 10,000 for premium of Rs. 491
- Sum insured of up to Rs. 20,000 for premium of Rs. 824
- Sum insured of up to Rs. 25,000 for premium of Rs. 1,024
- Sum insured of up to Rs. 5,000 for premium of Rs. 2,029
The Mediclaim- Health+ Accident (Comprehensive) - 2 EMI Protection has a policy tenure of 1 year.
