ManipalCigna Health Insurance - Accidental Hospitalisation (including adventure sports) starting at Rs. 384
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh with premium starting at just Rs. 384
Get coverage up to the insured sum for unforeseen medical costs incurred due to accidents during adventure sports activities.
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Coverage for adventure sports
Adventure sports include skydiving, parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing and many more. Get the list of adventure sports in the policy document.
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Hospitalisation expenses covered
Coverage for an accident during adventure sports, expenses for ten days of hospitalisation (pre and post), diagnostic tests, and medicines.
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Treatment charges covered
Treatment charges including hospital room rent, ICU, blood transfusion, doctor’s fees (pre and post-hospitalisation), medicines, and tests are covered.
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End-to-end online process
You can easily buy the policy online in just six simple steps with our paperless process.
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No documents are required to buy
When buying Accidental Hospitalisation (including Adventure Sports) cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accidental Hospitalisation (including Adventure Sports) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 – 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accidental Hospitalisation (including adventure sports) cover:
- Premium of Rs. 384
- Premium of Rs. 509
- Premium of Rs. 569
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 384 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 509 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 569 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accidental Hospitalisation (including adventure sports) cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Covers expenses for hospitalisation (pre and post), diagnostic tests, and medicine due to accidental injuries during adventure sports |
| Adventure sports | Skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used). Apart from that, riding or driving in races or rallies, caving or pot-holing, hunting or equestrian activities, skin diving. Also, other underwater activity like rafting or canoeing involving white water rapids, yachting, or boating |
| Treatment charges | Includes hospital room rent, ICU, blood transfusion, doctor’s fees (pre and post-hospitalisation), medicines, and tests |
| Key exclusions | Description |
|---|---|
| Any Pre-existing disease | No coverage for pre-existing medical illness |
| Alcoholism, drugs, or substance abuse | Accidents due to the influence of alcohol or drugs |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before conducting a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accidental Hospitalisation (including adventure sports) cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Accidental Hospitalisation (including Adventure Sports) cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The plan provides coverage if the insured suffers an accidental injury during adventure sports activities.
You need to call the toll-free helpline at 1800-102-4462 or write to servicesupport@manipalcigna.com in the event of planned or emergency hospitalisation.
The policy is available in three variants:
1. Coverage of Rs. 1 lakh for a premium of Rs. 384
2. Coverage of Rs. 2 lakh for a premium of Rs. 509
3. Coverage of Rs. 3 lakh for a premium of Rs. 569
Anyone between the age of 18 and 65 years is eligible to buy the support items cover, provided you are an existing Bajaj Finance customer.
