The Bajaj Finserv EMI Network Card or Insta EMI Card is a unique financing solution that helps you convert your purchases into bite-sized EMIs. With this one-of-a-kind product, you can shop for 1 million+ products across categories such as electronics, kitchen appliances, furniture, fitness equipment, and more.
When you apply for our EMI Network Card, you're assigned a loan limit based on criteria such as your CIBIL Score and repayment history. You can use this limit to buy your favourite products and split the cost of your purchase into EMIs.
Most customers are assigned the maximum loan limit of 3 lakh on their EMI Network Card.
When you use your card to shop, the amount is deducted from your pre-assigned limit. And as you repay your EMIs every month, the loan limit is reinstated. This reinstated amount can be used to pay for your next purchase.
If you need more money, here are the steps to follow to increase the loan limit of your Bajaj Finserv EMI Network Card:
- Click on the ‘Sign-in’ button on this page to visit our customer portal – My Account.
- Enter your registered mobile number and OTP.
- Verify your details by entering your date of birth and proceed.
- Select the EMI Network Card from the ‘My Relations’ section.
- Click on the ‘Increase Limit’ option within ‘Quick Actions’. (This option will be available only if you have an offer.)
- Check your new limit and proceed to avail.
Please note that you’ll be asked to pay an additional fee if you want to avail of this new loan limit.
Increasing your EMI Network Card limit is easy and hassle-free with Bajaj Finserv services. You can use this and our other digital services by visiting My Account. With our customer portal, it’s easy to access all the loan accounts created using your EMI Network Card.
To use our digital services on the go, you can download the Bajaj Finserv app from the Play Store or App Store.
Please note that this option is available to only those customers who have an offer of an increase limit. You are likely to get this option if you have a good repayment record and strong credit history.
