Here’s how you can close your EMI Network Card

To close your Bajaj Finserv Insta EMI Network Card, follow a simple process. You can choose to close the card online through the Bajaj Finserv website or mobile app, or offline by visiting a Bajaj Finserv branch. Additionally, you can call the customer care helpline or send a written email to request the closure. Ensure all dues are cleared before proceeding.

Read more on EMI Card details.

Different ways to close Bajaj Finserv EMI Network Card

Here is how you can close your Bajaj Finserv EMI Network Card in a few simple steps.

How to close Bajaj Finserv EMI Network Card through online methods?

You can conveniently close your Bajaj Finserv EMI Network Card through online methods via the website or mobile app.

Through the website:

1. Visit the Bajaj Finserv My Account portal by navigating to their official website.
2. Log in using your registered mobile number or email ID along with the OTP sent to your registered number.
3. Navigate to the 'My Relationships' section where all your active financial products are listed.
4. Select the EMI Network Card you wish to close from the list of active services.
5. Follow the prompts provided on the website to submit a closure request.
6. Ensure you receive an acknowledgment email confirming your request.

Closing your EMI Network Card through the website is beneficial for those who prefer managing their finances online. The process is designed to be user-friendly, allowing you to access your account details and submit a closure request without any hassle. This method ensures that your request is documented, and you can track its status through your email notifications.

Through the mobile app:

1. Download and open the Bajaj Finserv App from the Google Play Store or Apple App Store.
2. Log in with your registered mobile number and authenticate using the OTP sent to your number.
3. Navigate to the 'EMI Card' section within the app’s menu.
4. Select the option to close the card.
5. Follow the on-screen instructions to confirm your closure request.
6. You will receive a notification once your request is successfully submitted.

Using the mobile app to close your EMI Network Card is another convenient option. The app is designed to provide a seamless user experience, making it easy to access your EMI card details and initiate the closure process. Additionally, the app offers other features such as tracking your loan details, making payments, and managing your account, which can be useful for overall financial management.

How to close Bajaj Finserv EMI Network Card through offline methods?

You can also close your EMI Network Card by visiting a Bajaj Finserv branch. This method is especially helpful if you prefer face-to-face assistance.

1. Locate the nearest Bajaj Finserv branch using their branch locator tool on the website or mobile app.
2. Visit the branch with a valid ID proof (such as Aadhaar Card, PAN Card) and your EMI Network Card details.
3. Request a card closure form from the customer service desk.
4. Fill out the form with all required details, including your card number and personal information.
5. Submit the form along with your ID proof to the branch representative.
6. The branch staff will process your request and provide a receipt for the submission.
7. You will receive a confirmation email or SMS once the card is officially closed.

Visiting a branch to close your EMI Network Card allows you to interact directly with customer service representatives who can assist with any questions or concerns you might have. This method ensures that your request is handled promptly and provides you with immediate feedback and confirmation. It's also beneficial if you need to address any other financial matters or services provided by Bajaj Finserv.

How to close Bajaj Finserv EMI Network Card through calling customer care?

Another method to close your Bajaj Finserv EMI Network Card is by calling the customer care helpline. This method is convenient and allows you to receive assistance directly from a representative.

1. Dial the Bajaj Finserv customer care number 08698010101.
2. Follow the IVR prompts to connect with a customer care representative. Select the option for EMI Network Card services.
3. Provide your registered mobile number and other required details for verification, such as your customer ID or date of birth.
4. Request the closure of your EMI Network Card. Ensure you ask any questions you may have about the process.
5. The representative will process your request and confirm the closure of your card.
6. You will receive a confirmation via email or SMS once the card has been successfully closed.

Calling customer care to close your EMI Network Card offers a direct line of communication with Bajaj Finserv representatives. This method is particularly useful if you have multiple queries or need detailed assistance. The representatives can provide real-time updates on your request and guide you through the process to ensure all your needs are met.

How to close Bajaj Finserv EMI Network Card through written email?

You can also close your EMI Network Card by sending a written email, which allows you to have a documented request.

1. Draft an email to wecare@bajajfinserv.in from your registered email address.
2. Include your customer ID and a clear request to close your EMI Network Card. Specify any reasons if necessary.
3. Attach a scanned copy of a valid ID proof (such as Aadhaar Card, PAN Card) for verification.
4. Send the email and ensure you keep a copy for your records.
5. Await a confirmation response from the Bajaj Finserv customer service team. They may contact you for any additional information required.
6. You will receive a confirmation email once the card is successfully closed.

Sending a written email to close your EMI Network Card ensures that you have a formal, documented request. This method is advantageous if you prefer written communication or need to provide detailed information about your request. Keeping a copy of the email and any responses ensures you have a record of the transaction, which can be useful for future reference.

Things to keep in mind before closing your EMI Network card permanently

Before closing your EMI Network Card, ensure you have considered the following:

1. Pending dues: Make sure all outstanding dues and EMIs are cleared. Any pending payments might delay the closure process.
2. Credit impact: Understand how closing the card might affect your credit score. Closing a long-standing credit line might impact your credit history.
3. Utilisation: Consider if you might need the card for future purchases on EMI. The card provides a convenient way to finance purchases without immediate full payment.
4. Confirmation: Ensure you receive a formal confirmation of the card closure from Bajaj Finserv. Keep this confirmation for your records.
5. Alternatives: Explore alternative financial products if you need similar services in the future. Bajaj Finserv offers various financial solutions that might suit your needs.

Closing your Bajaj Finserv EMI Network Card is a straightforward process, but it’s essential to follow the correct steps and consider all factors to ensure a smooth transition. Taking the time to review your financial situation and needs can help you make an informed decision about closing your card.