The Bajaj Finserv EMI Network Card, also known as Insta EMI Card is a unique way of financing your purchase across a range of categories. This includes furniture, home and kitchen appliances, clothing, grocery and more. You can use this card to shop for your favourite products and split your bills into bite-sized EMIs over a tenure of 24 months.
Our Insta EMI Card is a 100% digital product that comes with an end-to-end online application. When you apply online for an Insta EMI Card, you need to complete your mandate registration to activate the card. Once the mandate is registered, your card gets activated and you can use it for shopping.
However, when you avail of a card online, it’s mandatory for you to make your first purchase at any one of the partner stores. Once you have EMI Network Card from Bajaj Finance, you can locate the nearest partner store from the list of 2,000+ partners across 3,000 cities.
It’s important to make an offline purchase because you need to submit a physical copy of your address proof. This is required to complete the process of KYC verification. When you visit our partner store, you can submit a copy of your address proof to our representative. Once you submit the required documents and complete your KYC, you can proceed with your purchase.
After completing your purchase, you’ll receive a loan agreement, which will have the list of applicable terms and conditions. Once you make this offline purchase, you can use your card for online shopping on e-commerce sites such as Amazon, Flipkart and more.
However, you can make your next purchase – offline/ online only after 45 days of your initial purchase or once your first EMI gets debited successfully.
Please note, every time you make a new purchase using your EMI Network Card, a new loan account gets created. You can access details of your loan account by visiting our customer portal – My Account or by downloading our app from Play Store/ App Store.
You can also use our customer portal or app to download your loan account statement, make payments and more.
