Pay SBI credit card bill online
SBI Credit Card, offered by the State Bank of India is renowned for its offers and rewards programs. SBI Credit Cards cater to the varying needs of the customer; from travel benefits to cashback rewards.In addition SBI provides seamless transactions, different EMI options and contactless payments.
To add convenience to a fast-paced life, SBI credit cards offer instant online bill payment options through various modes of payment, and the Bajaj Pay platform on Bajaj Finserv is one of them. With the Bajaj Pay BBPS platform on Bajaj Finserv, the process is quick, secure, and hassle-free.
The Bajaj Pay platform can be accessed via the Bajaj Finserv website. The platform offers several benefits and unparalleled security for making SBI credit card bill payment online. Customers can do their SBI card payment using multiple payment options and win cashback and rewards.
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Steps to pay SBI credit card bill online on the Bajaj Finserv app
Follow these steps to pay your SBI credit card bill on the Bajaj Finserv app:
- Download and install the Bajaj Finserv app from Google Play Store or App Store
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'GENERATE OTP'
- Enter the OTP and click on 'PROCEED'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
You will receive a notification from Bajaj Finserv after successful payment.
Steps to pay SBI credit card bill on the Bajaj Finserv website
Follow these steps to pay your SBI credit card bill online on the Bajaj Finserv website:
- Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
Reasons to pay SBI credit card bills on time
Paying your SBI credit card bills on time is crucial for several reasons. Timely payments help you avoid late fees and high-interest charges, which can accumulate quickly and increase your debt. It also positively impacts your credit score, making you eligible for better loan and credit card offers in the future.
Additionally, staying on top of your payments ensures uninterrupted access to your credit card benefits and rewards. Using platforms like Bajaj Finserv for online payments adds convenience and security, allowing you to manage your finances efficiently from anywhere.
Features and benefits of paying SBI credit card bill online on Bajaj Finserv
When paying for your SBI credit card bill using the Bajaj Finserv BBPS platform, you can avail of the following benefits:
- Quick and hassle-free
With the BBPS platform on Bajaj Finserv, you can pay your SBI credit card bill quickly and effortlessly.
Safe and secure
Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.
Multiple payment options
Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.
Instant confirmation
After making the payment, the platform immediately confirms the payment through an email and SMS.
8. Types of SBI credit cards and its benefits
Card name
Joining fee
Renewal fee
Key benefits
SimplySAVE SBI Card
Rs. 499
Rs. 499
10 reward points on spending per Rs. 150 on movies, dining, departmental stores, and grocery
1 reward point per Rs. 150 spent on all other categories.
Club Vistara SBI Card
Rs. 1,499 + applicable taxes
Rs. 1,499 + applicable taxes
1 Economy class ticket as an E-Gift Voucher on annual/renewal fee payment
4 complimentary domestic airport lounge visits a year
SBI Card ELITE
Rs. 4,999 + applicable taxes
Rs. 4,999 + applicable taxes
Welcome e-Gift voucher worth Rs. 5,000
Free movie tickets of up to Rs. 6,000 each year
6 complimentary airport lounge visits each year outside India and 2 in India.
SBI Card PULSE
Rs. 1,499 + applicable taxes
Rs. 1,499 + applicable taxes
Complimentary 8 domestic airport lounge visits
Cspendingensive Insurance Cover
Complimentary FITPASS PRO and Netmeds First memberships
BPCL SBI Card
Rs. 499 + GST
Rs. 499 + GST
Apply online and get an Amazon voucher for Rs. 250
2,000 bonus reward points on payment of the joining fee
4.25% value back on fuel purchase
How to understand your SBI credit card monthly statement
Your SBI credit card statement contains essential information such as statement period, total amount due, closing balance, transaction summary, due date, and minimum amount due. By thoroughly reviewing your credit card statement, you can effectively monitor your expenses and detect potentially fraudulent transactions or calculation mistakes.
Convert SBI credit card payments to EMI
SBI offers three ways to convert your credit card transactions into EMI payments.
Internet banking:
- Log in to your SBI credit card net banking
- Navigate to Benefits > Flexipay
- Select the eligible transaction, repayment period, and interest rate
- Click 'CONFIRM' to complete the process.
Send an SMS:
- Text FP to 56767
- SBI executives will call you back
- Provide details like the transaction to convert, tenure, etc
- Apply for FlexiPay during the call if you agree to SBI's interest rate and charges
Call SBI customer care:
- Connect with SBI credit card customer care
- BSNL/MTNL customers call 1860 180 1290, others dial 39 02 02 02 (with local STD code)
- Request to convert your credit card transaction to EMIs
SBI contact centre: Always ready to assist – anytime, anywhere
The SBI contact centre, also known as the SBI helpline, offers a variety of services around the clock in your chosen language. Customers in India can conveniently access the SBI Contact Center from their preferred location and at their convenience by dialling the toll-free helpline numbers provided below.
S. No
Toll free number
1
18001234
2
18002100
3
1800112211
4
18004253800
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.
Pay other banks’ credit card bills
Apart from SBI Bank, you can also make credit card bill payments for other banks through Bajaj Finserv
Recharge and Pay Bills
Bajaj Finserv App for All Your Financial Needs and Goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Explore and apply for co-branded credit cards online.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
To download your SBI credit card statement without login details, visit the official website and click on the 'E-STATEMENTS' option. Then, select the 'REGISTERED EMAIL ID' option, enter your email ID, and submit. You will receive an email with the statement for the chosen period.
You can convert your credit card payment to EMI in SBI by following these steps:
- Log in to your account
- Select the ‘EASY MONEY’ option
- Choose the payment you wish to convert to EMI and select the tenure
Once approved, your payment will be converted into EMIs.
To check your SBI credit card bill payment status, log in to your account, select 'VIEW BILL PAYMENTS,' and view the transaction details and status.
To check your SBI credit card statement online, follow these steps:
- Log in to your account
- Select the ‘VIEW STATEMENT’ option
- Choose the statement period, and view the details
Paying your SBI credit card from another bank account:
Online transfer:
- Log in to your other bank's online banking portal
- Add SBI credit card as a payee/ beneficiary
- Enter your SBI credit card details, including the card number and the bank's name
NEFT/ IMPS:
- Use NEFT/ IMPS services to transfer funds to your SBI credit card
- Enter SBI credit card details as the payee, including the card number and IFSC code (available on the SBI credit card statement)
Auto pay:
- Set up an auto pay option on your other bank's online banking platform
- Provide SBI Credit Card details for automatic monthly payments
The credit card bill payment cycle at SBI Bank is about a month-long, starting from the closing date of one statement to the next. It is like a monthly timeline, and whatever you spend during this time affects the amount you will see on your next credit card bill.
- Visit the SBI official website
- Login with your credentials
- Select ‘CREDIT CARD’ from the dashboard
- Select the credit card and click on ‘MY ACCOUNTS’
- Select ‘TRANSACTION HISTORY’ from the account details section
- Select the date range and click on ‘CONFIRM’ button
The transactions list will be available for download.
No, banks do not delay posting the payment on a credit card account. However they do set some reasonable requirements for processing payments which when adhered the card balance will be credited within 3-4 business days usually.
If your SBI credit card payment is not reflecting, first check if the payment was successfully processed by your bank. Ensure you have entered the correct card details. If the issue persists, contact SBI Card customer care at 1860 180 1290 or 39 02 02 02 (prefix local STD code) to verify your account status and resolve any discrepancies.
Yes, you can make a credit card payment at an SBI branch. You need to create an e-pay slip and submit it at the branch. This method is convenient for those who prefer offline transactions.
Yes, Bajaj Finserv also provides other recharge services such as:
- Mobile recharge - Jio recharge, Vodafone recharge, BSNL recharge, and more
- DTH recharge
- FASTag recharge
- Gas booking - Indane gas, Bharat gas, HP gas, and more
Due dates for SBI credit card bills are typically mentioned on your monthly statement.
While SBI credit card bills function similarly to EMIs, they are not technically EMIs. There's no option to pay the entire outstanding balance at once like a pre-closed EMI. However, you can pay the full amount due to avoid interest charges.
Yes, it is safe to pay your SBI credit card bill online. SBI Card employs 256-bit Secure Sockets Layer (SSL) encryption technology to secure your online transactions. Additionally, they send transaction alert SMS messages to your registered mobile number every time you use your card, ensuring the safety of your transactions and minimizing the chances of fraud.
There are no fees for making SBI credit card payments online through most methods such as NEFT, UPI, or the Bajaj Finserv BBPS platform.
