Learn how to check and download your SBI credit card statement.
SBI credit card statement online on Bajaj Finserv
Managing finances becomes more straightforward with a clear understanding of your credit card statement. For SBI credit card holders, staying informed about your spending and payments is crucial. This article guides you through accessing, interpreting, and managing your SBI credit card statement and making payments efficiently.
Introduction to the SBI credit card statement
The SBI credit card statement is a monthly document that records all transactions made with your State Bank of India credit card. It includes purchases, cash advances, fees, charges, and payments within the SBI billing period. Understanding this statement is key to managing your credit effectively, avoiding unnecessary charges, and planning your finances.
Steps to check and download your SBI credit card statement
To maintain transparency and convenience, SBI allows you to easily check and download your credit card statement through their online portal or app.
Here is how:
1. Online Portal:
- Visit the official SBI Card website and log in to your account
- Navigate to the 'My Account' section and select 'Card Statements'
- Choose the statement period you wish to view or download
2. SBI Card Mobile App:
- Download the SBI Card mobile app from the App Store or Google Play.
- Log in using your credentials.
- Go to the 'Statements' section to view or download your desired statement.
These steps enable you to access your State Bank of India Credit Card statement at any time, facilitating better financial planning and record-keeping.
Steps to make your SBI Credit Card bill payment on Bajaj Finserv
Making your SBI credit card payment is convenient and straightforward through the Bajaj Finserv PPBS platform or the Bajaj Finserv app, although it is important to note the transaction charges involved. Here is a step-by-step guide:
1. Bajaj Finserv BBPS Platform/Bajaj Finserv App
- Access the Bajaj Finserv BBPS platform or download the Bajaj Finserv app
- Select the credit card bill payment option and choose SBI from the list of banks
- Enter your SBI credit card number and the payment amount
- Confirm your payment details. A convenience fee of up to 2%, depending on the transaction amount and payment mode (inclusive of applicable taxes), will be applied
- Complete the transaction using your preferred payment method
This method not only ensures that your credit card bill payment is processed efficiently but also keeps you informed about any charges incurred during the transaction.
Benefits of the SBI credit card statement
Understanding your SBI credit card statement comes with numerous benefits:
- Track spending: Easily monitor your purchases and manage your budget effectively.
- Identify unauthorised transactions: Quickly spot any fraudulent activity on your account.
- Reward points: Keep track of the reward points earned and how to redeem them.
- Plan payments: By knowing your due date and total dues, you can plan your payments to avoid late fees.
Regularly reviewing your credit card statement is a good financial habit that can lead to better credit management and financial health.
Conclusion
Navigating your SBI credit card statement is crucial for effective financial management. With the ease of checking and downloading statements online, along with straightforward payment options through platforms like Bajaj Finserv, managing your credit card has never been simpler.
Remember, while making payments through third-party platforms, be mindful of the convenience fees, which are a small price for the convenience and security they offer.
Check other bank’s credit card statement
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Frequently asked questions
You can view your SBI Card statement online in three ways:
- E-statement: Sent to your registered email ID.
- Physical statement: Mailed to your registered address.
- Online statement: Log in to SBI Card’s website and choose the ‘e-statement’ option to view and download your statement.
When you download the statement, it’s password-protected. The password format is: DDMMYYYY (your date of birth) + last 4 digits of your card number. For example, if your DOB is 01/01/1999 and your card ends in 1234, the password is 010199912342.
Yes, the SBI Card mobile app allows you to obtain your credit card statement. After logging in, navigate to the "Account Summary" or "Statements" area of the app, choose the preferred statement period, and download the statement as a PDF. For your records, you can email or store it.
Go to the "Account Services" or "Manage Account" area of the SBI Card website or mobile app, select "e-statements," and you will receive your SBI card statement via email. Your monthly bill will arrive in your mailbox as soon as you enter your email address.
It is possible to obtain a hard copy of your SBI credit card statement. If you choose to get your statements electronically but still require a hard copy, you can order one by phone, on the SBI Card website, or via the mobile app. You can also visit your nearest branch to get your physical statement.
There are several ways to pay your SBI credit card bill: net banking, the SBI Card app on your phone, NEFT, auto-debit, UPI, and the SBI website. Paying with cash or a cheque at SBI branch office or using a debit card to access ATMs are examples of offline ways.
Make sure you pay the minimum amount owed on your SBI credit card account before the due date to avoid incurring late fees. Make use of the SBI Card app to set up reminders or auto-debit from your bank account. Keep a close eye on your statement and the due dates to prevent missing any payments.
You can get your SBI credit card statement through several methods:
- Email: SBI sends monthly credit card statements to your registered email address. You can download the statement from your email.
- SBI Card website: Log in to your account on the SBI Card website. Go to the 'My Accounts' section and select 'Card Statements' to view and download your statements.
- SBI Card mobile app: Use the SBI Card mobile app to access your statements. Log in, navigate to the 'Statements' section, and you can view or download your statement.
- SMS: You can request a statement by sending an SMS with the text "ESTMT XXXX" (where XXXX is the last four digits of your card) to 5676791.
- Customer care: Call the SBI Card customer care and request a statement to be sent to your registered email address.
SBI credit card statements sent via email are password-protected for security reasons. To open the PDF, you need to enter a password. The password is usually a combination of personal information:
- First four letters of your name (as it appears on your card) in uppercase followed by your date of birth in DDMM format.
For example, if your name is Rajesh Kumar and your date of birth is 15th August, the password would be RAJE1508.
