Learn how to check and download your SBI credit card statement.
SBI credit card statement online on Bajaj Finserv
Managing finances becomes more straightforward with a clear understanding of your credit card statement. For SBI credit card holders, staying informed about your spending and payments is crucial. This article guides you through accessing, interpreting, and managing your SBI credit card statement and making payments efficiently.
The SBI credit card statement is a monthly document that records all transactions made with your State Bank of India credit card. It includes purchases, cash advances, fees, charges, and payments within the SBI billing period. Understanding this statement is key to managing your credit effectively, avoiding unnecessary charges, and planning your finances.
Steps to check and download your SBI credit card statement
To maintain transparency and convenience, SBI allows you to easily check and download your credit card statement through their online portal or app.
Here is how:
1. Online Portal:
- Visit the official SBI Card website and log in to your account
- Navigate to the 'My Account' section and select 'Card Statements'
- Choose the statement period you wish to view or download
2. SBI Card Mobile App:
- Download the SBI Card mobile app from the App Store or Google Play.
- Log in using your credentials.
- Go to the 'Statements' section to view or download your desired statement.
These steps enable you to access your State Bank of India Credit Card statement at any time, facilitating better financial planning and record-keeping.
Benefits of downloading your SBI credit card statement
Understanding your SBI credit card statement comes with numerous benefits:
- Track spending: Easily monitor your purchases and manage your budget effectively.
- Identify unauthorised transactions: Quickly spot any fraudulent activity on your account.
- Reward points: Keep track of the reward points earned and how to redeem them.
- Plan payments: By knowing your due date and total dues, you can plan your payments to avoid late fees.
Regularly reviewing your credit card statement is a good financial habit that can lead to better credit management and financial health.
Steps to make your credit card bill payment online on the Bajaj Finserv website
Paying the credit card bill through the Bajaj Finserv website is simple. Here are the steps:
- Visit the Bajaj Finserv website
- Navigate to the ‘BILLS AND RECHARGES’ section and select the ‘CREDIT CARD BILL’ option
- A pop-up will request for sign-in, enter your mobile number, and click on ‘GET OTP’ to log in
- Select your service provider from the list of credit card providers
- Enter your ‘4 DIGIT CREDIT CARD NUMBER’, ‘MOBILE NUMBER’, and click on ‘FETCH YOUR BILL’
- Verify the bill amount and click on ‘PAY NOW’
- Pay using the multiple payment methods available such as Bajaj Pay UPI, debit card, credit card, net banking, and Bajaj Pay Wallet.
Post the transaction, you will be receiving a confirmation to intimate about successful payment.
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes is reversed.
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Frequently asked questions
You can view your SBI Card statement online in three ways:
E-statement: Sent to your registered email ID.
Physical statement: Mailed to your registered address.
Online statement: Log in to SBI Card’s website and choose the ‘e-statement’ option to view and download your statement.
When you download the statement, it is password protected. The password format is: DDMMYYYY (your date of birth) + last 4 digits of your card number. For example, if your DOB is 01/01/1999 and your card ends in 1234, the password is 010199912342.
Yes, the SBI Card mobile app allows you to obtain your credit card statement. After logging in, navigate to the ‘ACCOUNT SUMMARY’ or ‘STATEMENTS’ area of the app, choose the preferred statement period, and download the statement as a PDF. For your records, you can email or store it.
Go to the ‘Account Services’ or ‘MANAGE ACCOUNT’ area of the SBI Card website or mobile app, select ‘E-STATEMENTS’, and you will receive your SBI card statement via email. Your monthly bill will arrive in your mailbox as soon as you enter your email address.
There are several ways to pay your SBI credit card bill: net banking, the SBI Card app on your phone, NEFT, auto-debit, UPI, and the SBI website. Paying with cash or a cheque at SBI branch office or using a debit card to access ATMs are examples of offline ways.
Yes, you can get a physical copy of your SBI credit card statement. Here is how:
- Request via customer care: Call the SBI Card customer care helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code) and request a physical copy of your statement.
- Visit a branch: You can also visit the nearest SBI branch and request a physical copy of your credit card statement.
- Charges: Note that there might be a nominal fee for receiving physical statements, which will be charged to your credit card account.
To avoid late fees on your SBI credit card bill statement, consider the following tips:
- Set up auto-pay: Enable auto-pay for your credit card bill through your bank account to ensure timely payments.
- Pay before the due date: Always aim to pay your bill a few days before the due date to account for any processing delays.
- Set payment reminders: Use the SBI Card mobile app or set reminders on your phone to alert you when your payment is due.
- Check your billing cycle: Be aware of your billing cycle and due dates. Regularly check your statements to stay on top of your payments.
- Pay more than the minimum due: Whenever possible, pay more than the minimum due amount to reduce your outstanding balance and avoid interest charges.