The terms "7/12" and "8A" refer to specific types of land records in the Indian state of Gujarat. These documents are crucial for land transactions, ownership verification, agricultural planning, and accessing various government subsidies. It is important to familiarise yourself with these terms in case you are looking at purchasing land.
If you are indeed considering buying land, it's also wise to begin saving for this investment ahead of time. Depending on your risk tolerance, you might consider investing in mutual funds or fixed deposits. If you already own property, another option is to explore financing your land purchase through a loan against property.
What is 7/12 extract?
The "7/12" extract, also known as "Satbara Utara" in Gujarat, is an extract from the land register maintained by the revenue department of the state government. This document serves several critical functions:
- Ownership details: It includes comprehensive information about the land ownership, the survey number of the land, the area of the land, and the current landowner’s name.
- Agricultural details: For agricultural plots, it details the type of crops planted over the current and previous seasons.
- Loan information: It records details of loans taken against the land, if any, which are secured for agricultural purposes.
- Tax details: Information about tax payments related to the land is also mentioned.
This document is frequently used by farmers for loan applications, legal purposes, and as a crucial piece of evidence in civil litigation.
What is 8A extract?
The "8A" extract, also known as "Khata" in the local language, complements the information in the 7/12 extract:
- Legal agriculture document: It primarily serves as a record of rights to the land. It includes the legal status of the land and details about the rights of the cultivator.
- Mutation entry: Changes in ownership through sale, inheritance, or any other form of transfer are recorded in this document. It's essential for updating the 7/12 extract post any transaction.
- Cultivation information: Similar to the 7/12, it details the type of cultivation taking place on the land.
Importance and uses
Both documents are used together by landowners and cultivators for various purposes:
- Legal assurance: They provide a legal backing for the landowner or cultivator, confirming their rightful possession and use of the land.
- Financial transactions: Necessary for obtaining agricultural loans from banks. The details in these documents are used to assess the creditworthiness of the applicant.
- Property sales and transfers: They help in verifying the legitimacy of the land deal, ensuring that all the details are transparent and up-to-date before any transaction is finalised.
- Government subsidies: Essential for accessing various government schemes and subsidies designed for agricultural development and farmer welfare.
How do I obtain a 7/12 land record in Gujarat?
Online method:
The Gujarat government has streamlined the process for accessing a 7/12 extract online through the Gujarat Land Records website. Follow these steps:
- Visit the official Gujarat Land Records website.
- Choose the district, taluka, and village from the drop-down menu.
- Enter the survey number or group number of the land.
- Submit the form to view and, optionally, print the record for personal use.
Offline method:
For those preferring traditional methods or lacking internet access, the 7/12 extract can be obtained offline by:
- Visiting the nearest revenue office (Taluka office) in Gujarat.
- Providing the survey number and other necessary details.
- Requesting a printed copy of the 7/12 extract from the revenue office.
Both the 7/12 and 8A extracts are pivotal documents for any land-related dealings in Gujarat and play a significant role in maintaining transparency and legality in all transactions. If you are dealing with land in Gujarat, having accurate and up-to-date 7/12 and 8A records is crucial.
Understanding your financing options for land purchases is a critical step in the buying process. Explore avenues like mutual funds, fixed deposits, or loans against property to secure your finances for the purchase. If you are considering buying residential property instead of land, consider utilising a home loan from Bajaj Housing Finance, a wholly-owned subsidiary of Bajaj Finance.
Relevant pages for CERSAI and Land Records
About 7/12 & 8A Gujarat |
|