Understanding land records by name

Land records in India are a crucial part of the real estate industry, providing essential information about property ownership, size, and value. These records, searchable by name, play a significant role in transactions, legal proceedings, and policy decisions.

In the context of home buying, land records become even more critical. Bajaj Housing Finance understands this importance and offers home loans that take into consideration the clarity and authenticity of these land records.

Importance of land records

Land records provide transparency in property transactions, help resolve property disputes, assist in land reforms, and facilitate urban planning and infrastructure development. They are also vital for implementing government policies related to land and property.

How to access land records online

Most Indian states have digitised land records. These can be accessed online through dedicated portals, where one can search for land records by name, survey number, or property location.

State-wise land record search

How to check digitised land records using a dedicated online portal

Digitised land records can be checked using the dedicated online portal of the respective state. The process usually involves entering the name of the landowner, district, tehsil, and village.

Benefits of digitising land records

There are several advantages to digitising land records, including:

• Easy access to land records
• Transparency in land transactions
• Quick resolution of land disputes
• Facilitating land planning and management
• Reducing the risk of land fraud
• Simplifying the process of getting loans
• Encouraging investment in real estate
• Aiding in tax collection
• Assisting in disaster management
• Supporting sustainable land use

Why opt for a Bajaj Housing Finance Home Loan

Bajaj Housing Finance understands that homeownership is a lifelong dream for many. With its customer-centric approach, Bajaj Housing Finance aims to make that dream into a reality. Here are its many benefits that can make your home loan journey smooth and hassle-free:

• Competitive interest rates: Starting as low as 8.50%* p.a., Bajaj Housing Finance offers some of the most competitive interest rates in the market. This means that the overall cost of your loan could be lower compared to other financial institutions. Lower interest rates can make your monthly repayments more affordable and save you money over the life of your loan.
• Flexible repayment options: Bajaj Housing Finance provides flexible repayment options. This means you can choose a tenure of up to 32 years that suits your financial circumstances. For instance, you can opt for a longer tenure to keep your monthly instalments low, or a shorter tenure to pay off your loan faster.
• Minimal documentation: The process of applying for a home loan with Bajaj Housing Finance involves minimal documentation. This makes the application process less cumbersome and time-consuming. You’ll need to provide basic documents like identity proof, address proof, income proof, and property documents.
• Quick processing: Bajaj Housing Finance is known for its quick and efficient loan processing. Once you’ve submitted all the necessary documents, the loan approval process takes only 48 Hours*, ensuring that you can move into your dream home as soon as possible.
• Doorstep service: Bajaj Housing Finance offers doorstep service, which means that their representatives will come to your home or office to collect the necessary documents for your loan application. This service is designed to make the loan application process as convenient as possible for you.

A Bajaj Housing Finance Home Loan not only provides financial support for your dream home but also offers  like top-up loan, and customised insurance schemes. So why wait? Apply today and make your dream home a reality.