Royaloak Furniture - Shop Furniture using EMI Card

When it comes to furnishing your home, balancing quality and affordability can be a challenge. Royaloak Furniture offers a solution that doesn’t compromise on either. And now, with the Bajaj Finserv Insta EMI Card, furnishing your space has become even more accessible. Whether you're setting up a new home or simply looking to refresh your interiors, Royaloak Furniture, coupled with the ease of EMI payments, provides a seamless shopping experience.

Royaloak Furniture overview

Royaloak Furniture has established itself as a trusted brand in the Indian furniture market, known for offering a wide variety of styles and designs that cater to diverse tastes. From contemporary to traditional, Royaloak’s extensive catalogue ensures that every customer finds something that suits their personal style and home decor needs. Their furniture is not only aesthetically pleasing but also built to last, crafted with high-quality materials that ensure durability and comfort.

One of the standout features of Royaloak Furniture is its value for money. The brand offers a range of products at different price points, making it possible for customers to find furniture that fits their budget without sacrificing quality. Whether you're looking for a luxurious leather sofa or a compact dining set for a small apartment, Royaloak has something to meet every need. Additionally, the brand frequently runs sales and discounts, providing further savings for customers. Shopping at Royaloak Furniture means investing in products that are both stylish and affordable, making it a smart choice for any home furnishing project.

List of Royaloak Furniture stores

Here are some of the Royaloak Furniture stores where you can use your Bajaj Finserv Insta EMI Card to shop:

List of available products on Royaloak Furniture

Royaloak Furniture stocks a wide range of products from a variety of categories that will leave you spoiled for choice. The table below outlines some of the popular categories and products you can shop for on Royaloak Furniture.

How to use Insta EMI Card on Royaloak Furniture

Shopping on Royaloak Furniture with the Bajaj Finserv Insta EMI Card is a straightforward process that allows you to split your payments into easy monthly instalments. Here’s how you can make your purchase:

• Start by exploring the extensive range of furniture available on the Royaloak website or at one of their physical stores. Choose the items that best fit your home and style.
• For online purchases, simply add the products you wish to buy to your cart. If you’re shopping in-store, make sure to note down the details of the items you’re interested in.
• When you’re ready to make your purchase, proceed to the checkout page online, or inform the sales representative in-store that you would like to use your Bajaj Finserv Insta EMI Card.
• For online transactions, enter your Insta EMI Card details during checkout. If you’re in-store, share your card details with the representative.
• Select a repayment tenure that suits your financial situation. The Insta EMI Card allows you to choose a tenure ranging from 1 to 60 months.

Once you’ve selected your tenure, complete the payment process. Your purchase amount will be converted into easy EMIs, allowing you to pay over time without straining your budget.

Benefits of using the Insta EMI Card on Royaloak Furniture

• When you use the Insta EMI Card, you only pay the actual price of the product, split into easy easy EMIs. There’s no additional interest, making it a cost-effective way to shop.
• The Insta EMI Card offers a pre-approved limit of up to Rs. 3 lakh. This substantial credit line allows you to make multiple purchases without worrying about upfront costs.
• The Insta EMI Card is accepted at over 1.5 lakh partner stores across more than 4,000 cities in India and all major e-commerce platforms, including Royaloak Furniture. This widespread acceptance means you have the flexibility to shop wherever and whenever you want.
• You can choose a repayment tenure that suits your financial situation, ranging from 1 to 60 months. This flexibility allows you to manage your finances more effectively.
• During festive seasons, Royaloak Furniture often runs special promotions where you can make purchases with zero down payment. This means you can bring home the furniture you love without any upfront costs.
• If you decide to pay off your EMIs early, you won’t be charged any foreclosure fees. This gives you the freedom to clear your dues whenever you want without incurring extra costs.

By paying your monthly instalments on time, you can improve your credit score, which could benefit you in the future when applying for loans or other credit products.

Eligibility criteria for Insta EMI Card

• Indian national aged 21 to 65.
• Regular income.
• Credit score of 720 or above.
• Required documents: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration.

How to apply for Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is simple and can be done both online and offline:

Online application:

• Visit the official Bajaj Finserv website.
• Enter your mobile number and complete OTP verification.
• Fill out the application form to check your credit limit.
• Complete the KYC verification using your Aadhaar card or DigiLocker.
• Pay the one-time joining fee of Rs. 599.

Once your application is approved, complete the e-mandate registration, and your card will be activated.

Offline application:

• Visit a Bajaj Finserv partner store.
• Provide the necessary documents for verification.
• Pay the one-time joining fee.
• Once approved, your card will be issued and ready for use.

The Bajaj Finserv Insta EMI Card offers a convenient and flexible way to shop at Royaloak Furniture. With benefits like easy EMIs, flexible tenure options, and wide acceptance, it's an ideal tool for anyone looking to furnish their home without financial stress. Whether you're making a big purchase or several smaller ones, the Insta EMI Card ensures that your dream home is within reach, allowing you to enjoy high-quality furniture with the ease of manageable payments.

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