Fees and interest rates

Type of fee Applicable charges
Rate of interest Salaried Self-employed Doctors
8.50%* to 17.00%* p.a. 8.70%* to 17.00%* p.a. 8.50%* to 17.00%* p.a.
Processing fees 4% of the loan amount + GST as applicable
Bounce charges For loan amounts up to Rs. 15 lakhs: Rs. 500

For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 500

For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,000

For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 1,000

For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000

For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 3,000

For loan amounts more than Rs. 10 crores: Rs. 10,000
Penal charge Click here to know about the penal charges.
Interest and Principal Statement Charges NIL
Part-prepayment charges** NIL
Foreclosure Charges NIL