Features and benefits
Learn more about Bajaj Finserv online home loan.
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Quick loan processing
Apply online and access the digital sanction letter in just 10 minutes*. Submit the letter within 180 days to avail funding.
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Comfortable applications
The Online Home Loan features an end-to-end online process, eliminating long-winding processes and the need for paperwork.
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Easy balance transfer
Transfer your existing home loan to our offering and enjoy favourable loan terms without any hassles.
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PMAY benefits
Avail PMAY subsidy up to 6.5% on the interest rate offered to you for enhanced savings as a borrower.
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Online payment perks
Make part-prepayment and foreclosure payments online at no additional costs.
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Flexible repayment plan
Get access to a tenor that ranges up to 32 years* for maximum repayment comfort.
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Digital loan tools
Manage your loan account online at any time and from anywhere, with the My Account customer portal.
Online home loan
To save time and greatly simplify access to home loan, we offer borrowers the Bajaj Housing Finance Limited Online Home Loan. This instrument allows you to fulfil all your mortgage needs online, right from the comfort of your home. Among the benefits of being a fully digital offering, you enjoy easy approval and quick disbursal, while having full access to all loan features on offer.
To highlight the ease of availing of the online home loan, look at this simple 4-step guide.
- 1 Log on to the official webpage and fill the online loan application form
- 2 Await validation to access your loan offer
- 3 Pay a nominal fee and download the digital sanction letter
- 4 Contact us within 6 months of receiving the digital sanction letter to authorize disbursal
*Conditions apply
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
The online home loan is a fully digital home loan provision offered by Bajaj Housing Finance Limited.
It is a document confirming the approval of your mortgage loan. It carries details regarding the loan amount approved, the repayment tenor, etc.
A Home Loan digital sanction letter from Bajaj Finserv comes with a validity extending up to 6 months or 180 days.
The online home loan applicants need to furnish minimal documentation, thus ensuring quick and easy loan processing.
Borrowers can avail an online home loan for a tenor extending up to 32 years*. To find the right option, use the home loan EMI calculator.
With the Bajaj Finserv online home loan, you can get the digital sanction letter in just 10 minutes*.
Simply pay a nominal fee to download the Home Loan digital sanction letter. Other fees applicable are nominal to maintain affordability.
PMAY beneficiaries can avail a subsidy of up to 6.5% on the payable interest with the Online Home Loan.
Yes, you can transfer your existing online home loan balance to another lender through a simple application procedure.
