Home loan from Bajaj Finance in Rajkot
Gujarat’s fourth-largest city, Rajkot, is one the sixth cleanest and the seventh-fastest developing Indian cities presently. Residents in and around Rajkot looking to buy or construct a house can choose a home loan from Bajaj Finserv to benefit from low-interest rates and flexible tenor.
Apply online or walk into any of our 2 branches today to get a home loan in Rajkot.
Features and benefits of a home loan in Rajkot
Apply for a home loan in Vijayawada from Bajaj Finserv to enjoy home loans that come with exceptional benefits.
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Attractive interest rate
Bajaj Finserv offers home loans at attractive interest rates, starting from 8.25%* p.a, making it an affordable funding option.
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Speedy disbursal
Experience speedy disbursal of funds and find the money in your account within 48 hours* to facilitate your home purchase.
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Sizeable loan sanction
Jumpstart the process of buying your new home, as Bajaj Finserv offers loan amounts as much as Rs. 15 crore* to eligible applicants.
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5000+ approved projects
For your benefit, Bajaj Finserv has a property dossier of nearly 5000+ approved projects for you to browse through as you purchase your home.
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External benchmark linked loans
Bajaj Finserv offers applicants the option to seek home loans with interest rates linked to the external benchmark to give them maximum benefit.
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Digital profile management
Customers can now monitor their loan status and EMI payment schedules online, through Bajaj Finserv’s online portal.
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Flexible tenor
Service your loan comfortably, with the Bajaj Finserv Home Loan Tenor that stretched up to 32 years to provide you with maximum time to repay your debt.
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Contact free processing
Apply for a home loan from the comfort of your home and complete your entire application process from start to end, completely online.
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Zero prepayment and foreclosure charges*
For individual and non-individual borrowers with floating interest rate loans and loan taken for non-business purposes, there will be no prepayment and foreclosure charges.
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PMAY subsidy
Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.
Home loan eligibility criteria
Criteria |
Self-employed |
Salaried |
Age (in years) |
23 years - 70 years |
23 years - 67 years |
CIBIL score |
725 + |
725 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Bajaj Finserv offers the quickest loan approval along with features like part-prepayment facilities, extended repayment tenor, convenient flexi loan option, and several other facilities. You can find out the loan amount you can get sanctioned with the home loan eligibility calculator.
Home loan interest rate, fees, and charges in Rajkot
Bajaj Finserv levies affordable housing loan interest rate and nominal charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience.
*Terms and conditions apply