Features and benefits of home loan for bank employees:
Bank employees interested in availing a housing loan can read more to know about the features of the Bajaj Finserv Home Loan.
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High-value funding
Avail a large sanction that you can use to fund the purchase of your dream home.
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Refinancing facility
You can transfer an existing home loan to Bajaj Housing Finance Limited to get a lower rate of interest and many other benefits.
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Zero prepayment and foreclosure charges*
For individual and non-individual borrowers with floating interest rate loans and loans taken for non-business purposes, there will be no prepayment and foreclosure charges.
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Flexible tenor
You get a lengthy repayment timeline that ranges up to 32 years, allowing you to opt for affordable EMIs.
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Simple documentation
The list of required documents for home loan application is easy to meet and consists of basic paperwork.
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Easy account management
Access your loan account anytime, anywhere, via our online customer portal.
Home loan for bank employees
Bajaj Housing Finance Limited Home Loans are often tailored to meet your specific funding needs. This is exactly what you get when you opt for the home loan for bank employees. This instrument has features that cater to your demands and perfectly complements your financial capabilities. Its features include a high-value sanction, a flexible tenor, and a nominal interest rate.
We also facilitate easy refinancing, allowing you to switch lenders easily and without any hassles. Our loan has a number of online provisions, one of which is the home loan EMI calculator. Use it when planning your loan and its repayment.
Home loan for bank employees: Eligibility criteria
With our home loan eligibility calculator, you can know the sanction available to you within seconds. However, to know exactly what it takes to get approval, these are the criteria to be aware of.*
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Nationality
Indian
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Age
23 years to 65 years for salaried individuals
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Employment Status
At least 3 years of experience
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CIBIL score
Check your CIBIL Score for FREE725 or higher
*Please note that the list of eligibility parameters mentioned is indicative.
Terms and conditions apply
Home Loan For Bank Employees: Interest Rate and Fees
Our home loan for bank employees comes with an attractive housing loan interest rate and has no hidden charges whatsoever.
Home Loan For Bank Employees: How To Apply
Our online provision requires you to only fill a simple application form. Here is a step-by-step guide to follow.
- 1 Go to the website and click on ‘Apply Online’
- 2 Enter your basic personal details and enter the OTP
- 3 Use the online calculator to identify the ideal loan amount and tenor
- 4 Fill in your personal, employment, property and financial details
Once you complete this form, await contact from our authorised representative with further instructions to get the money in your account.
*Conditions apply
