Rs. 75 lakh home loan details
Applicants interested in availing a housing loan up to Rs. 75 lakh can read below points to know about the features of the Bajaj Finserv Home Loan.
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FAST refinancing
Easily transfer the home loan from your existing lender to Bajaj Housing Finance Limited and avail better terms.
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Easy repayment
Pick an ideal tenor ranging up to 32 years and to repay comfortably.
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PMAY benefit
Get an interest subsidy of up to Rs. 2.67 lakh under the Credit Linked Subsidy Scheme as a PMAY beneficiary.
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Property dossier
Navigate the legal and financial intricacies of buying a home with this comprehensive document.
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Additional funding
Access our ample top-up loan at a nominal interest rate to finance your other priorities conveniently.
Home loan up to Rs. 75 lakh
Home loans are a major financial undertaking, which is why it is important to pick an offering that best suits your needs. Bajaj Finserv offers a home loan up to Rs. 75 lakh to perfectly meet your funding requirements.
It comes with a competitive interest rate and a flexible repayment timeline of up to 32 years. Combined, these features help you find the ideal home loan EMI amount with ease, based on your finances. It also ensures that you stay within budget all through the tenor. To get a better idea of the EMIs payable across different tenors and principal amounts, check out the following tables.
Considering an interest rate of 8.60%, here are the EMI calculations for different repayment timelines.
Loan amount: Rs. 75,00,000 |
|
Tenor |
EMI amount |
10 years |
Rs. 93,391 |
15 years |
Rs. 74,296 |
20 years |
Rs. 65,562 |
*The table has values that are subject to change.
Here are the EMIs payable for varying loan amounts, with an interest rate of 8.60%.
Instalment details |
Tenor of 10 years |
Tenor of 15 years |
EMI for Rs. 55 lakh home loan |
Rs. 68,487 |
Rs. 54,484 |
EMI for Rs. 60 lakh home loan |
Rs. 74,713 |
Rs. 59,437 |
EMI for Rs. 70 lakh home loan |
Rs. 87,165 |
Rs. 69,343 |
EMI for Rs. 75 lakh home loan |
Rs. 93,391 |
Rs. 74,296 |
*The table has values that are subject to change.
Eligibility criteria
Take a look at the eligibility criteria you must meet to apply for the loan successfully.
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Nationality
Indian
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Age
23 years to 65 years for salaried individuals, 23 years to 70 years for self-employed
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Employment status
At least 3 years of experience for salaried applicants, at least 5 years of business continuity for self-employed borrowers
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CIBIL score
725 or higher
*Please note that the list of eligibility mentioned is indicative. Terms and conditions apply.
Read about the complete fees and charges applicable on the home loan and plan repayment with ease.
*Conditions apply
