1. Maximise your returns with competitive rates
Bajaj Finance offers fixed deposit interest rates that are some of the highest in the market, reaching up to 8.60% p.a. This ensures your investment grows significantly, regardless of market ups and downs.
2. Targeted terms for enhanced growth
Bajaj Finance offers fixed deposit with special rates for terms like 18, 22, 33, 42, and 44 months. These terms are strategically designed to maximise your returns based on your deposit duration.
3. Additional benefit for Senior citizens
Bajaj Finance values its senior customers! If you are 60 years or older, you can get an additional interest rate benefit of up to 0.40% p.a. With FD interest rates for senior citizens, Bajaj Finance Fixed Deposit becomes an even more attractive option for securing your retirement savings.
4. Highest credit ratings
Bajaj Finance takes your financial security seriously. They hold the highest credit ratings like [ICRA]AAA(Stable) and CRISIL AAA/STABLE, signifying exceptional financial stability and trustworthiness.
5. Loan Against your Fixed Deposit (LAFD)
Bajaj Finance offers the option to avail a loan against your fixed deposit, allowing you to access funds without breaking your FD. You can get up to 75% of your FD value as a loan, ensuring liquidity during emergencies while your investment continues to earn interest.