Mumbai, the financial heartbeat of India, offers myriad investment avenues. For those prioritising security and consistent growth, Fixed Deposits (FDs) stand out. With guaranteed returns, FDs are perfect for risk-averse investors aiming for stability. Ready to grow your savings securely? Open an FD today and enjoy returns up to 8.60% p.a.
Pro tip
Bajaj Finance launches a new variant, "FD Max", for investments upto Rs. 25,000 . Bajaj Finance is providing one of the highest interest rates of up to 8.60% p.a.for senior citizens and 8.35% p.a. for non-senior citizens , in this variant.
Why choose fixed deposits?
Fixed deposits are a favored investment avenue in due to several compelling reasons:
- Guaranteed returns: FDs provide a predetermined interest rate, ensuring your returns are secure and predictable, regardless of market fluctuations.
- Flexibility: You can choose from various tenure options to align your investment with your financial goals, ranging from short-term savings to long-term financial planning.
- Safety: FD are considered low-risk investments, as they are not directly affected by stock market volatility.
- Easy liquidity: In case of emergencies, you can typically withdraw your FD amount prematurely, albeit with some penalties.
Features and benefits of Bajaj Finance Fixed Deposit
- Attractive returns up to 8.60% p.a.
Bajaj Finance offers fixed deposit interest rates up to 8.35% p.a. for customers below 60 years of age, and up to 8.60% p.a. for senior citizens. These competitive rates provide an opportunity for stable investment growth, regardless of market fluctuations. - Enhanced returns with special tenures
Bajaj Finance goes beyond standard tenure options, offering select investment periods like 18, 22, 33, 42 and 44 months that come with even higher interest rates. This allows you to tailor your fixed deposit to your financial goals while maximising potential returns. - Highest credit ratings
Bajaj Finance fixed deposit carry the highest credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE. These ratings signify the institution's robust financial stability and underscore its unwavering commitment to safeguarding your deposits. - Loan against fixed deposit
Bajaj Finance understands that unexpected financial needs may arise. To cater to such situations, they offer loan against your fixed deposit. This can help you to access funds without having to prematurely break your investment. Loan amounts can go up to 60% of the deposit for cumulative FD and up to 75% for cumulative FD, providing a flexible financial safety net while your investment continues to grow. - Senior citizen benefit
Are you 60 or older? Enjoy higher returns with Bajaj Finance! Get an additional FD interest rate of up to 8.60% p.a., ensuring a secure and rewarding investment for your golden years. Click here and book an FD now!
FD Max rates for customers below the age of 60
Bajaj Finance FD Max annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 25,000 (w.e.f 10 April, 2025)
*Experience higher interest rate of up to 8.35% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
Special Period (FD MAX)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
22* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
33* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
44* | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
Regular Period (FD MAX)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.60% | 7.35% | 7.39% | 7.46% | 7.60% |
15 - 23 | 7.70% | 7.44% | 7.49% | 7.56% | 7.70% |
24 - 35 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
36 - 60 | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 10 April, 2025)
*Experience higher interest rate of up to 8.15% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
Customers below the age of 60 – Special Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
22* | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
33* | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
44* | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
Customers below the age of 60 – Regular Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
15 - 23 | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
24 - 35 | 7.55% | 7.30% | 7.35% | 7.41% | 7.55% |
36 - 60 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
FD Max rates for customers above the age of 60
Bajaj Finance FD Max annualised rate of interest for senior citizens for deposit up to Rs. 25,000 (w.e.f 10 April, 2025)
*Experience higher interest rate of up to 8.60% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.60% | 8.28% | 8.34% | 8.42% | 8.60% |
Senior Citizen – Special Period (FD Max)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
22* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
33* | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
44* | 8.45% | 8.14% | 8.20% | 8.28% | 8.45% |
Senior Citizen – Regular Period (FD Max)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
15 - 23 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
24 - 35 | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
36 - 60 | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
FD rates for customers above the age of 60
Fixed Deposit annualised rate of interest for senior citizen is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 10 April, 2025)
*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
Senior Citizen – Special Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
22* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
33* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
44* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
FD Interest Rate for Senior Citizens
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
15 - 23 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
24 - 35 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
36 - 60 | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
Eligibility criteria for booking a Bajaj Finance Fixed Deposit
- Nationality: Resident Indians/ Non-Resident Indians (NRIs).
- Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.
Documents required for Bajaj Finance Fixed Deposit
- PAN card
- Any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID
How to choose the fixed deposit
When selecting a fixed deposit, consider the following factors:
- Interest rates: Compare interest rates offered by different banks and NBFCs to maximise your returns.
- Tenure options: Choose a tenure that aligns with your financial goals and liquidity needs.
- Credibility of the financial institution: Opt for reputable banks or NBFCs with a strong track record.
- Additional features: Some financial institution offer features like premature withdrawal, loan against FD, etc. Assess these based on your requirements.
- Customer service: Choose a financial institution with excellent customer service for a hassle-free experience.
Ready to experience the benefits of Fixed Deposit? Open your Bajaj Finance Fixed Deposit today!
Investment Calculator |
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Frequently asked questions
Secure your retirement with Bajaj Finserv Fixed Deposits in Mumbai, offering higher interest rates for senior citizens—up to 0.40% p.a. extra over regular rates. Enjoy guaranteed returns, flexible tenures, and the safety of a high-rated investment. Invest today and grow your savings with one of the most trusted FD options in Mumbai! Check the latest FD rates.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.