In the bustling city of Kalyan, finding secure and rewarding ways to save money is a priority for many. Fixed deposits (FDs) have long been a trusted option for those seeking stability and growth for their hard-earned savings. With numerous banks and financial institutions offering competitive interest rates and flexible terms, FDs in Kalyan cater to various financial needs.

• High interest rates up to 8.60% p.a.: Bajaj Finance provides some of the highest interest rates in the market, up to 8.60% p.a., guaranteeing a significant return on your investment. This consistent interest rate is unaffected by market fluctuations, offering a reliable path to financial security.
• Highest safety ratings: Bajaj Finance holds esteemed ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE, reflecting its high security. These ratings assure that your deposits are secure, offering both peace of mind and robust financial returns.
• Flexibility: Choose investment durations between 12 and 60 months, tailoring your FD to align with short-term or long-term financial goals.
• Loan Against FD: Bajaj Finance provides the option to secure a loan against fixed deposit, which means you can access funds without prematurely withdrawing your FD. You can get up to 75% of your deposit as a loan, providing financial flexibility without disrupting your investment and interest accrual.
• Seamless online management: Conveniently manage your FDs online, including tracking, renewals, and other operations, through Bajaj Finance's digital platform.

• Nationality: Resident Indians/ Non-Resident Indians (NRIs).
• Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.

Documents required

PAN card and any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID

Conclusion

Fixed deposits remain a safe and dependable choice for individuals in Kalyan looking to grow their money steadily. By researching and comparing different FD options offered by various banks and financial institutions in the city, you can select the one that best suits your financial goals and risk tolerance. Remember to consider factors like interest rates, tenure, and the institution's reputation before making your decision. With careful planning and the right FD, you can ensure your savings work for you and provide a secure financial future.