Fixed Deposit in Hyderabad

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Fixed Deposit in Hyderabad
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4 min
10-April-2025

Hyderabad, a thriving hub of economic activity, offers various investment opportunities, with fixed deposits (FDs) being a preferred option for their reliability. For those exploring fixed deposit in Hyderabad, Bajaj Finance FDs stand out as an attractive alternative to post office FDs, offering higher returns and added flexibility.

Why choose Bajaj Finance Fixed Deposit?

Bajaj Finance FDs offer a compelling combination of features that make them a popular choice for investors:

  1. Attractive interest rates: Bajaj Finance provides some of the highest fixed deposit interest rates in the market, helping your savings grow steadily over time. With returns of up to 8.60% p.a., you can be confident that your investment is delivering strong and consistent growth.
  2. Highest safety ratings: Bajaj Finance FDs hold the highest safety ratings like [ICRA]AAA(Stable) and CRISIL AAA/STABLE, assuring investors of the security of their investments. This is crucial, especially in times of market volatility.
  3. Flexible tenure options: Bajaj Finance understands that different financial goals come with different timelines. Whether you're looking for a short-term investment or a long-term savings plan, Bajaj Finance has you covered with tenure options ranging from 12 to 60 months.
  4. Special tenures for higher returns: To further enhance your returns, Bajaj Finance offers special tenures like 18, 22, 33, 42, and 44 months, which come with even higher interest rates. This allows you to tailor your investment to your specific financial goals and risk appetite.
  5. Senior citizen benefits: Bajaj Finance prioritizes the financial well-being of senior citizens by offering attractive fixed deposit rates tailored to their needs. Individuals aged 60 and above can benefit from an additional 0.40% p.a. interest over the standard FD rates, ensuring better returns and enhanced financial security.

FD Max rates for customers below the age of 60

Bajaj Finance FD Max annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 25,000 (w.e.f 10 April, 2025)

*Experience higher interest rate of up to 8.35% p.a. on a 42-month Digital FD Max, available on website and app.

Bajaj Finance Digital FD Max

New Product Launch
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.35% 8.05% 8.10% 8.18% 8.35%

Special Period (FD MAX)
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 8.00% 7.72% 7.77% 7.85% 8.00%
22* 8.10% 7.81% 7.87% 7.94% 8.10%
33* 8.05% 7.77% 7.82% 7.89% 8.05%
44* 8.20% 7.91% 7.96% 8.04% 8.20%

Regular Period (FD MAX)

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.60% 7.35% 7.39% 7.46% 7.60%
15 - 23 7.70% 7.44% 7.49% 7.56% 7.70%
24 - 35 7.75% 7.49% 7.53% 7.61% 7.75%
36 - 60 8.05% 7.77% 7.82% 7.89% 8.05%

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 10 April, 2025)

*Experience higher interest rate of up to 8.15% p.a. on a 42-month Digital FD, available exclusively on website and app.

Bajaj Finance Digital FD
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.15% 7.86% 7.91% 7.99% 8.15%

Customers below the age of 60 – Special Period
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 7.80% 7.53% 7.58% 7.65% 7.80%
22* 7.90% 7.63% 7.68% 7.75% 7.90%
33* 7.85% 7.58% 7.63% 7.70% 7.85%
44* 8.00% 7.72% 7.77% 7.85% 8.00%

Customers below the age of 60 – Regular Period

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.40% 7.16% 7.20% 7.27% 7.40%
15 - 23 7.50% 7.25% 7.30% 7.36% 7.50%
24 - 35 7.55% 7.30% 7.35% 7.41% 7.55%
36 - 60 7.85% 7.58% 7.63% 7.70% 7.85%

FD Max rates for customers above the age of 60

Bajaj Finance FD Max annualised rate of interest for senior citizens for deposit up to Rs. 25,000 (w.e.f 10 April, 2025)

*Experience higher interest rate of up to 8.60% p.a. on a 42-month Digital FD Max, available on website and app.

Bajaj Finance Digital FD Max

New Product Launch
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.60% 8.28% 8.34% 8.42% 8.60%

Senior Citizen – Special Period (FD Max)

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 8.25% 7.95% 8.01% 8.09% 8.25%
22* 8.35% 8.05% 8.10% 8.18% 8.35%
33* 8.30% 8.00% 8.05% 8.13% 8.30%
44* 8.45% 8.14% 8.20% 8.28% 8.45%

Senior Citizen – Regular Period (FD Max)

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.85% 7.58% 7.63% 7.70% 7.85%
15 - 23 7.95% 7.67% 7.72% 7.80% 7.95%
24 - 35 8.15% 7.86% 7.91% 7.99% 8.15%
36 - 60 8.30% 8.00% 8.05% 8.13% 8.30%

FD rates for customers above the age of 60

Fixed Deposit annualised rate of interest for senior citizen is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 10 April, 2025)

*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.

Bajaj Finance Digital FD
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.40% 8.09% 8.15% 8.23% 8.40%

Senior Citizen – Special Period

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 8.05% 7.77% 7.82% 7.89% 8.05%
22* 8.15% 7.86% 7.91% 7.99% 8.15%
33* 8.10% 7.81% 7.87% 7.94% 8.10%
44* 8.25% 7.95% 8.01% 8.09% 8.25%

FD Interest Rate for Senior Citizens

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.65% 7.39% 7.44% 7.51% 7.65%
15 - 23 7.75% 7.49% 7.53% 7.61% 7.75%
24 - 35 7.95% 7.67% 7.72% 7.80% 7.95%
36 - 60 8.10% 7.81% 7.87% 7.94% 8.10%

Eligibility criteria for booking a Bajaj Finance Fixed Deposit

Nationality:

  • Resident Indians:
  • Non-Resident Indians (NRIs)

Types of investors:

  • Individuals
  • Senior citizens
  • Minors
  • Businesses
  • HUFs (Hindu Undivided Families),
  • Other Organizations: Clubs, associations, societies, and family trusts.

Documents required

  • PAN card
  • Any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID

Conclusion

Bajaj Finance Fixed Deposit offer a compelling combination of high-interest rates, top-tier safety ratings, and flexibility, making them an excellent investment choice for individuals in Hyderabad. Whether you are a young professional saving for your first home or a retiree looking for a steady income stream, Bajaj Finance FD can help you achieve your financial goals with confidence.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.