Fixed Deposit in Hardoi

Start a Fixed Deposit in Hardoi to build wealth safely. Get stable returns, flexible tenure, and attractive interest rates with minimal risk.
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FD in Hardoi
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4 min
21-October-2025

Hardoi, a city steeped in history and culture, is witnessing a rise in financially savvy individuals seeking secure avenues to grow their savings. Among the plethora of investment options available, fixed deposit (FD) have consistently proven their worth, offering a safe haven for your hard-earned money while providing steady returns. If you are in Hardoi and looking for a reliable investment tool, fixed deposit might be the perfect fit for you.

Benefits of Bajaj Finance Fixed Deposit in Hardoi

Bajaj Finance FDs in Hardoi combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

Attractive returns up to 7.30% p.a.

Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

Highest credit ratings

ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

Loan against fixed deposit

Get loans up to 60%–75% of your FD value without breaking your investment.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025).

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025).

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Why choose Bajaj Finserv FD in Hardoi?

Bajaj Finserv has built a strong local presence in Hardoi, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

Strong local presence in Hardoi:

With branches and digital support, customers in Hardoi can easily open, manage, or renew FDs without hassle.

Special senior citizen benefits:

Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.

Online account management and auto-renewal:

Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Hardoi

Opening a Bajaj Finance FD in Hardoi is quick, secure, and fully online

Choose investment amount & tenure

Decide how much you want to invest and select a suitable duration

Fill application form online

Complete the FD booking form on the Bajaj Finserv website or app

Upload KYC documents

Submit your Aadhaar, PAN, and other required documents online

Transfer funds securely

Pay your investment amount via net banking, UPI, or debit card

Receive the FD certificate

Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Hardoi

Anyone in Hardoi can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor

  • NRI (Non-Resident Indian)

  • Business owner/Partner

  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card

  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

  • Passport-size photograph

Conclusion

Fixed deposit have been a cornerstone of financial planning for generations in India. In Hardoi, they continue to be a popular investment choice, providing individuals with a secure and convenient way to save money and earn steady returns.

Whether you are a salaried employee, a business owner, or a retiree, fixed deposits can play a vital role in achieving your financial goals. By investing in FD, you can not only safeguard your hard-earned money but also contribute to the growth of your wealth over time.

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

FD Interest Calculator

Gratuity Calculator

PPFCalculator

RD Calculator

Provident Fund Calculator

 


Bajaj Finance Fixed Deposit Branches

Bajaj Finance Branch in Balamau

Bajaj Finance Branch in Hardoi

Bajaj Finance in Beniganj Dehat

Bajaj Finance Branch in Sandila Chauraha

Bajaj Finance In Dharmashala Road

Bajaj Finance Branch in Shahabad

Bajaj Finance Branch in Madhoganj

 

Frequently asked questions

What is the minimum amount for an FD in Hardoi?

You can start a Bajaj Finance Fixed Deposit in Hardoi with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Hardoi enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Hardoi. However, it may attract a small penalty on the applicable interest rate.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.