Beti Bachao Beti Padhao Scheme

Learn about what is BBBP scheme and how it is empowering girls for a better future in India.
BBBP scheme
4 mins
16 July 2024

The Beti Bachao Beti Padhao (BBBP) scheme, meaning "Save the girl child, educate the girl child," is a crucial initiative by the Indian government. It was launched to promote gender equality and empower girls, the scheme focuses on education, financial security, and eliminating harmful practices against girls. This article explores the significant impact of the program, what are its objectives and the positive changes it wants to make in the lives of girls all over the country.

What is Beti Bachao Beti Padhao scheme?

In 2015, the Indian government launched the Beti Bachao, Beti Padhao scheme to tackle gender discrimination and promote women's empowerment. BBPS aims to raise awareness about gender bias and enhance welfare services for girls. It was launched with initial funding of Rs. 100 crore.

You can also consider opening a fixed deposit (FD) in your daughter's name. FDs provide guaranteed returns and can be tailored to match specific financial goals, ensuring a secure future for her education and beyond.

Objectives of Beti Bachao Beti Padhao scheme

The objectives of the Beti Bachao Beti Padhao (BBBP) scheme are to:

  • The scheme targets societal discrimination faced by girls, aiming to change citizens' mindsets.
  • It addresses various issues, including reducing the child sex ratio (CSR), enhancing women's empowerment, and eliminating gender-based inequalities while safeguarding girl children.
  • Other objectives include promoting the education and societal participation of girl children.
  • The yojana plans to address CSR through nationwide campaigns and multi-sectoral government interventions in 100 gender-critical districts.]

Additional read: National Pension Scheme

Key features of Beti Bachao Beti Padhao scheme

Key features of the Beti Bachao Beti Padhao (BBBP) scheme include:

  • Facilitate discussions on reducing Child Sex Ratio (CSR) to raise awareness.
  • Encourage community involvement for the development of girl children.
  • Implement mass communication strategies to share information about the BBBP yojana.
  • Train local authorities, government employees, and school staff to promote societal change.
  • BBBP aims to protect girls, combat inhumane acts like foeticide and female infanticide, and promote women's education.
  • Focus on improving child gender ratios in states like Uttarakhand, Delhi, Punjab, Haryana, and Uttar Pradesh.
  • Objectives include preventing child marriage, ensuring safety from harassment and violence, and promoting gender equality.
  • Encourage financial security for girls, supporting their future education and growth.

Eligibility for Beti Bachao Beti Padhao scheme

  • The family must have a girl child below the age of 10.
  • A Sukanya Samriddhi Account (SSA) must be opened in any Indian bank under the girl child's name in the family.
  • The girl child should be a resident Indian.
  • NRI are not eligible for this scheme.

How to apply for Beti Bachao Beti Padhao scheme

To apply for the Beti Bachao Beti Padhao (BBBP) scheme, follow these steps:

  1. Apply for the scheme at a post office or bank, where it's readily available.
  2. Fill out the BBBP/SSA application form and attach the necessary supporting documents.
  3. Submit the completed documents to the relevant authority to open an account in your girl's name.

Documents required

Commonly required documents include:

  • Birth certificate from a recognised government body or hospital
  • Parent's proof of identity, including ration card and aadhar card
  • Address proof, such as utility bills (telephone, electricity, or water), driving license or passport
  • Passport size photo

Additional read: Post Office Saving Schemes

Beti Bachao Beti Padhao scheme benefits

Benefits of the Beti Bachao Beti Padhao (BBBP) scheme include:

  • Sukanya Samriddhi Yojana (SSY) under BBBP ensures financial security for the girl child.
  • Parents can open an account in their daughter's name to save for education or marriage.
  • SSY provides a tax-free interest rate of 8.2% per annum (as of January 2024) on deposits.
  • The girl child can withdraw the entire amount after reaching the age of 18, providing financial support to the girl.
  • SSY helps provide quality education to girls, which can help them in getting better jobs.
  • BBBP helps government in addressing the decline in child sex ratio in various parts of the country.

While SSY matures after the girl child reaches the age of 18, FDs offer flexible tenures with competitive interest rates.

Expansions of Beti Bachao Beti Padhao scheme

  • Aim for an annual 1% rise in the enrolment and skill development of girls and women in secondary education particularly in STEM (Science, Technology, Engineering, Mathematics) subjects.
  • Ensure teenagers finish their schooling, acquire skills, and enter diverse fields of employment.
  • Increase awareness about menstrual hygiene and safety.
  • Advocating against child marriages.

Other girl child initiatives by the Indian Government

Conclusion

Beti Bachao Beti Padhao scheme is all about treating girls equally and making sure they have good opportunities in India. By helping with education, money, and ensuring girls safety, this plan wants to change how society thinks. It's not just about helping girls now, but also making sure they have a better future. The scheme wants everyone to know, get involved, and support every girl in the country so they can grow up happy and successful.


Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

Systematic Investment Plan Calculator

Fixed Deposit Calculator

Systematic Deposit Calculator

Gratuity Calculator

Recurring Deposit Calculator

Lumpsum Calculator

MF Calculator

Sukanya Samriddhi Yojana Calculator

PPF Calculator

Employee Provident Fund Calculator

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.