An insurance policy number is a unique identifier code that insurance providers use to track and manage individual policies. It is an essential piece of information that policyholders must keep handy to access their policy details in times of need. However, many individuals often find it challenging to locate their policy number. This article outlines ways to locate your insurance policy number in India and how to check insurance policy number by vehicle number.
What is insurance policy number?
The insurance policy number is a unique identification number assigned to each policy purchased. It serves as an identifier for your policy and ensures easy tracking and management by your insurance provider. Through insurance policy number check, you can find plan details, claim details, and more, and manage your policies better.
When you need the car insurance policy number the most?
Always keep your insurance policy number handy when driving, especially in these situations:
- Car accident or damage: In the event of an accident, both the police and your insurer will require your car insurance policy number for reporting and processing claims.
- Police checks: Driving without insurance is a criminal offense, and when stopped by the police, you'll be asked for proof of car insurance and your driving license.
- Contacting your insurer: When reaching out to your insurer for any transaction or information, you'll need to provide your insurance policy number.
- Claim settlement: Providing your policy number is essential when settling an insurance claim; it is a necessary part of the process.
- Selling your car: The buyer may request your policy number to verify the car's insurance coverage validity and for transferring the no-claim bonus to their new vehicle.
- Updating policy details: When updating your car policy details, you'll need to provide the policy number.
- Applying for a duplicate policy document: If you need a duplicate copy of the policy document, having the policy number is a prerequisite.
