How to find your car insurance policy number

Here’s a complete guide on the different ways to find car insurance policy number. Know why you should have the policy number handy.
3 mins
21 August 2023

Car insurance is an essential insurance policy that every car owner must have. It not only secures the car against unforeseen accidents but also offers financial security. Every insurance policy has a policy number that works as a unique identification number. You need to provide your policy number while claiming the policy benefits. Therefore, you need to keep the car insurance policy number handy. This article is a complete guide on several ways that you can find the policy number quickly.

What is a car insurance policy number?

A car insurance policy number is a unique identifier assigned by the insurer to a policyholder's car insurance policy. It involves a combination of letters and numbers to identify the policy and the insured vehicle. The insurance policy document has the policy number mentioned on it. While making a claim or renewing the policy, you will need this number. The number helps to access policy details and ensures that the policyholder can receive the benefits of the insurance coverage.

Different ways to find car insurance policy number

You can access your car insurance policy number through the following ways:

Policy document

Your car insurance policy document will have the policy number. The policy document contains all the crucial information related to the insurance policy, including the policy number. You can easily locate your policy number by checking your policy document.

If you do not have the policy document handy, you can follow the below alternative ways as well for quick access.

Insurer's website or mobile app

Another way to find your car insurance policy number is to log in to your insurer's website or mobile app. Most insurers have an online portal where their customers can access the policy information at any time. You can log in to your account and find your car insurance policy number in the ‘My Policy’ section.

If bought the policy from the Bajaj Finance Insurance Mall, you can check the policy number in the ‘My Account’ section on the website/app.

Using the vehicle registration number

Your vehicle number is another way to find your policy number of car insurance.. You can simply check your vehicle registration certificate (RC) issued by the Regional Transport Office (RTO) to find your policy number. Your RC document also contains the policy number.

Calling the insurer

You can also call your insurer's customer service helpline number to find insurance policy number. The customer service executive will ask for your personal details and verify your identity before sharing your policy details, including policy number.

Visiting the nearest insurance company's branch

You can also visit the nearest insurance company's branch to get your policy number. Carry your ID proof for identification purposes. The company representative will assist you and provide you with your policy details.

Insurance Information Bureau (IIB)

Insurance Information Bureau (IIB) is a centralised repository of all insurance policies issued in India. If you have lost or misplaced your car insurance policy document, IIB can provide you with policy details, including policy number. You can visit the IIB website and fill in the required details to get access to your policy details.

e-VAHAN portal

VAHAN is a government portal that maintains all the vehicle details registered with the RTO. You can find your car insurance policy number using the VAHAN portal. Simply enter your vehicle registration number and click on the ‘Search Vehicle’ button. You will get all the details related to your vehicle, including insurance policy number.

Why do you need to check the policy number?

Here why knowing the policy number essential.

For claims

The policy number is a crucial piece of information required to make a claim. In case of any unexpected accident or damage to your car, you need to provide your car insurance policy number to the insurer to initiate the claim process

For verification

You need to provide your insurance policy number for verification purposes. The policy number helps the insurer to identify your policy details and verify your identity before providing any service.

To apply for duplicate documents

If you have lost or misplaced your car insurance policy document, you need to apply for a duplicate copy. You need to provide your car insurance policy number to apply for a duplicate copy.

To transfer insurance policy

In case you plan to sell your car and transfer the insurance policy to the new owner, you will need the insurance policy number. You need to provide the policy number to transfer the insurance policy.

Finding your car insurance policy number is relatively easy. Always keep your policy number handy as it is a crucial piece of information required for making claims or any other transaction with the insurer.

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Frequently asked questions

How do I find my car insurance policy number online?

You can find your car insurance policy number online in a few easy steps. First, log in to your insurance company's website with your login credentials. Once you are logged in, navigate to the policy section to view your policy details. Your policy number will be mentioned in this section.

Can I find my car insurance policy number on my insurance card?

Yes, you can find your car insurance policy number on your insurance card. It is usually printed on the card along with other policy details.

Why is it important to know car insurance policy number?

It is important to know your car insurance policy number as it is a unique identifier assigned by the insurer to your policy. The number helps to access policy details and ensures that you can receive the benefits of the insurance coverage.

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Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

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