How To Find Your Bike Insurance Policy Number

Know the different ways to find your bike insurance policy number and understand why you need to keep the policy number handy.
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3 mins
11-July-2024

A bike insurance policy is a legally mandatory requirement. It also secures you financially in case of accidents or thefts. Every bike insurance policy comes with a unique policy number that works as an identification number. This bike insurance policy number comes in handy while claiming the insurance policy benefits. Apart from this, there are many other purposes for which you may need the bike insurance policy number.

What is a bike insurance policy number?

Your bike insurance policy number is a unique alphanumeric code assigned by your insurance provider. It acts as a key identifier for your specific insurance coverage. You can use this number to access bike insurance details by registration number, verify coverage, and manage claims.

How to check bike insurance details by registration number

To check bike insurance details by registration number, follow these simple steps:

  • Visit the Insurance Information Bureau (IIB) portal: Go to the IIB website, which maintains a national database of vehicle insurance details.
  • Enter your bike's registration number: Input your registration number in the search field.
  • Submit and verify: Once submitted, you’ll get details of your insurance policy, including the insurer and coverage dates.

Here are additional ways to check bike insurance details by registration number:

  • VAHAN e-Services portal
  • Insurer’s website or mobile app
  • Contact customer support
  • SMS service

Different ways to find your bike insurance policy number

Find out your bike insurance policy number through the following ways:

  • Policy document: Your policy document contains all the essential policy-related information, including the policy number. You can find your policy number on the front or back page of the policy document. It is advisable to keep your policy document safe and within reach as you may need it in case of emergencies.
  • Insurer's website or mobile app: Most insurance companies provide an online portal or mobile app for their customers. You can log in to the portal using your customer ID and password and retrieve your policy number. Alternatively, you can enter your bike registration number, policy start date, or your name to retrieve your policy number. The insurer's website or mobile app is the most convenient and quickest way to find your policy number
  • .Call your insurer: If you do not have access to your policy document or online portal, you can call your insurer's customer care number. The customer care executive will ask for your personal details to verify your identity and provide your policy number. You can save the number on your phone or keep it in a diary for quick access.
  • Visit the nearest branch of your insurance company: You can also visit the nearest branch of your insurance company to know the insurance policy number. The customer service executive will ask for your policy details and identity proof before providing you with your policy number.
  • Insurance Information Bureau (IIB): The Insurance Information Bureau (IIB) is an online platform that stores all the insurance-related information, including bike insurance policies. You can visit their website and enter your bike registration number to view your policy number. Please note that this service is chargeable, and you will need to pay a fee to access the information.
  • e-VAHAN portal: Suppose you have renewed your bike insurance online, but you have misplaced your policy document. In that case, you can use the e-VAHAN portal to find your policy number. The Ministry of Road Transport and Highways runs the portal, and it stores all the vehicle-related information, including insurance policy details.

Steps to verify bike insurance status online through RTO

In India, bike insurance is mandatory for all two-wheeler owners to safeguard oneself against unforeseen accidents and damages. However, it is essential to check the insurance status regularly to ensure that your bike is insured per regulatory requirements. The process to check bike insurance details by registration number is now simpler and more convenient with RTO's online services.

By providing your bike's registration number, you can perform bike insurance policy number check online quickly and conveniently. Regularly checking the insurance status can ensure you avoid any legal complications or financial liabilities and provide you with peace of mind while on the road.

Check bike insurance status online via RTO

All vehicles are registered with the Regional Transport Office (RTO). If you want to determine the expiration date of your bike insurance coverage, visit the RTO website specific to your state. To verify the online status of your insurance policy, follow the steps provided below:

  1. Go to your state's RTO website.
  2. Select ‘Online Services for citizens.
  3. Opt for ‘Vehicle-Related Online Services.’
  4. Click on ‘VAHAN Citizen Services.’
  5. Locate the ‘Status’ tab and select it.
  6. Find ‘Know your vehicle details’ and click on it.
  7. Provide your bike's registration number, engine number, and chassis number.
  8. Complete the visible captcha code.
  9. Submit the details.
  10. View your bike's details and insurance status on the screen.

Importance of bike insurance details checks and when is the policy number required?

Know when you need the bike insurance policy number and why keeping it handy helps you.

1. For making insurance claims

You need your bike insurance policy number when making an insurance claim. In case of an accident or theft, you will need to provide your policy number to your insurer to initiate the claim process. Without the policy number, the process can get delayed and complicated.

2. Making policy payments

When paying your bike insurance premium online, over the phone, or through physical payment channels, your policy number ensures the payment is correctly linked to your account.

3. For verification purpose

Your insurer will need the policy number to verify your policy details during the insurance claim process. Nonetheless, you may need your policy number while travelling or buying/selling your bike. Potential buyers or sellers may ask for your insurance policy number to verify the insurance cover details. Therefore, having your policy number handy can save you time and hassle.

4. To apply for duplicate insurance documents

If you lose or misplace your insurance documents, you will need your policy number to apply for duplicate insurance documents. The insurer will ask for your policy number to retrieve your insurance details, and then you can apply for duplicate documents.

5. To transfer your bike insurance policy

Suppose you decide to transfer your bike insurance policy to another insurer or another bike. In that case, you will need your policy number to initiate the transfer process.

6. Contacting customer support

If you have questions about your policy, coverage details, or need general assistance, your policy number helps the insurer's customer support team locate your account and provide accurate information.

7. Renewing your policy

To ensure uninterrupted coverage, timely renewal of your bike insurance is crucial. When renewing online or through your insurer, your policy number helps them locate your existing coverage and process the renewal efficiently.

Remembering your bike insurance policy number is like having your policy ID card at hand. It empowers you to manage your insurance effectively, ensuring a smooth experience when interacting with your insurer.

How to download bike insurance copy online using the policy number

To download your bike insurance copy online using the policy number, follow these steps:

  • Visit the insurer’s website: Go to your bike insurer’s official site.
  • Log in or access policy details: Enter your bike insurance policy number and other requested details.
  • Download insurance copy: Locate the download option, click to get a digital copy of your policy.

This convenient process ensures quick access to your insurance copy anytime.

In conclusion, having your bike insurance policy number is crucial as you need it for several insurance-related purposes. Make sure to keep your policy document safe and updated to avoid any inconvenience during critical times.

Frequently asked questions

How can I check my bike insurance details?

You can check your bike insurance details by providing your bike's registration number on the website of your insurance provider or the Insurance Information Bureau of India. You can also check the details on the Ministry of Road Transport and Highways' VAHAN website.

How do I check if my bike insurance is valid with my bike’s registration number?

You can check the validity of your bike insurance by providing your bike's registration number on the website of your insurance provider or the VAHAN website. You can also call your insurance provider's customer service helpline to check the policy's validity.

How to download bike insurance policy?

You can download your bike insurance policy PDF by logging into your insurance provider's website or mobile app and downloading the policy document. You can also request your insurance provider to send the policy PDF to your registered email address.

How can I check my bike insurance validity in Parivahan?

You can check your bike insurance validity in Parivahan by providing your bike's registration number on the VAHAN website. The website provides you with insurance details, including policy number, policy issue date, and expiry date. You can use this information to check your policy's validity and renew the policy when necessary.

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