Pradhan Mantri Awas Yojana Delhi: PMAY-Urban Delhi

In a location such as Delhi, owning a home can be an uphill task. This is because in recent times, properties in areas like Greater Kailash II and Dwarka have undergone a price hike of 53% and 46% respectively. In light of such appreciation, government initiatives help you make buying a home more affordable. As a first-time home in a location such as Delhi, owning a home can be a daunting task. In recent times, properties in areas like Greater Kailash II and Dwarka have undergone a price hike of 53% and 46%, respectively. In light of such appreciation, government initiatives help you buying a home more affordable. As a first-time homebuyer in the capital, you stand a chance to enjoy the benefits of Pradhan Mantri Awas Yojana in Delhi. The Government of India launched this initiative to provide affordable housing for all by 2022.

Hon’ble Minister for Housing and Urban Affairs launches Angikaar 2025 campaign under Pradhan Mantri Awas Yojana - Urban 2.0 - Angikaar 2025: Last-mile outreach campaign to create awareness about PMAY-U 2.0

The Angikaar 2025 campaign was formally launched in New Delhi on 4th September 2025 under Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0). The initiative was introduced by the Hon’ble Minister for Housing and Urban Affairs, Shri Manohar Lal, in the presence of senior officials from the Ministry of Housing and Urban Affairs, along with the Minister of State and other key representatives involved in the Housing for All mission.

Angikaar 2025 focuses on reaching people at the grassroots level to improve awareness of PMAY-U 2.0 and support eligible urban families in understanding the benefits available to them. The campaign aims to speed up application verification, assist beneficiaries with pending documentation, and help complete houses that have already been approved under earlier phases of the scheme.

A major part of the campaign is educating stakeholders about related support systems, including the Credit Risk Guarantee Fund Trust for Low Income Housing. It also encourages coordination with other Government initiatives such as PM Surya Ghar: Muft Bijli Yojana, ensuring housing support goes hand in hand with basic utilities and infrastructure.

PMAY-U has already sanctioned over 120 lakh houses, with more than 94 lakh homes completed. Under PMAY-U 2.0, launched in September 2024, the Government aims to support one crore additional urban families with financial assistance of up to Rs. 2.50 lakh for constructing or purchasing permanent homes. Angikaar 2025 strengthens this vision by bringing services closer to vulnerable groups and ensuring benefits reach the intended beneficiaries.

Running from 4th September to 31st October 2025 across more than 5,000 Urban Local Bodies, the campaign includes door-to-door outreach, awareness camps, loan melas, and community-based events. Key highlights include PMAY-U Awas Diwas on 17th September 2025 and the “PM Awas Mela – Shehri”, organised in two phases at district and municipal levels to promote participation, information sharing, and last-mile delivery of housing benefits.

Thanks to PMAY in Delhi, over 15 housing projects were initiated comprising units that feature necessary amenities such as water supply, power, recreation grounds, and security. The flats here cost onwards of Rs. 12.80 lakh, and with the help of a financial solution like the home loan, you can become a homeowner even with ease.

Now that you know the purpose PMAY aims to achieve, understand how to qualify for Pradhan Mantri Yojana, Delhi, and take a look at the Pradhan Mantri Awas Yojana benefits that you can claim.

Key components of the scheme

• Credit Linked Subsidy Scheme (CLSS): Eligible home loan borrowers can receive an interest subsidy of up to Rs. 2.67 lakh, making home ownership more affordable for lower-income urban families.
• Affordable Rental Housing Complexes (ARHCs): This component provides reasonably priced rental homes close to workplaces, especially for urban migrants, workers, and economically weaker sections.
• Beneficiary-Led Construction (BLC): Financial assistance is offered to individuals who wish to build a house on their own land or enhance an existing dwelling as per scheme guidelines.
• Housing size norms: For Economically Weaker Sections (EWS), the permitted house size can be up to 30 square metres, ensuring basic yet adequate living space.
• Women empowerment: To promote financial security and social inclusion, houses are registered in the name of a female family member or jointly with a male member wherever possible.

An introduction to Pradhan Mantri Awas Yojana, Delhi

PMAY, Delhi eligibility criteria

To qualify for PM Awas Yojana Delhi, you must meet the following PMAY eligibility criteria.

1. Your household income must fall under one of the following brackets

• Economically Weaker Section: Yearly household income of less than Rs. 3 lakh
• Lower Income Group: Yearly household income between Rs. 3 lakh and Rs. 6 lakh
• Middle Income Group I: Yearly household income above Rs. 6 lakh and under Rs. 12 lakh
• Middle Income Group II: Yearly household above Rs. 12 lakh and under Rs. 18 lakh

2. You or your family must not own a pucca house in any part of India
3. You or your family must not have availed financial assistance from any other government housing scheme
4. Property must be co-owned by a female member of the family, barring cases in which the beneficiary household has no female member

Additionally, remember that PMAY benefits can only be claimed when constructing or purchasing a new home or upgrading an existing home with basic facilities.

After meeting the eligibility criteria, you can apply for PM Awas Yojana to benefit from a subsidised home loan. Here’s how you can find out if your name is on Delhi’s PMAY list.

List of beneficiaries for Pradhan Mantri Awas Yojana, Delhi

To check if you feature on the Pradhan Mantri Awas Yojana’s list of beneficiaries, here are the steps to follow.

• Visit the official PMAY website.
• Go to the ‘Search Beneficiary’ option and click on it.
• Enter your Aadhaar number and click on ‘Show.’
• A list of details will be generated on the next page. If your application details are present, you will be able to view the same at this stage.

Key features of PMAY in Delhi

The key features of the Pradhan Mantri Awas Yojana 2019 in Delhi are as follows.

• You can avail a maximum interest subsidy of Rs. 2.67 lakh
• The interest subsidy is only available to first-time homebuyers
• The carpet area for Economically Weaker Section beneficiaries cannot exceed 30 sq. mt.
• The carpet area for Low Income Group beneficiaries cannot exceed 60 sq. mt.
• The carpet area for Middle Income Group I and II beneficiaries cannot exceed 160 sq. mt and 200 sq. mt. respectively

Benefits of applying for PM Awas Yojana in Delhi

Besides the interest subsidy, you enjoy a few other benefits when you apply for PMAY in Delhi. They are as follows.

• Access to affordable housing in developed parts of Delhi
• Access to ground floor units if you are a senior citizen or specially-abled beneficiary
• Access to housing units built with eco-friendly amenities and sustainable technology

Upon qualifying for PMAY, avail of a loan that allows you to claim CLSS benefits like the Bajaj Finserv Home Loan. This way, you can avail of an interest subsidy of up to Rs. 2.67 lakh and enjoy a far more affordable experience thanks to the competitive interest rate that it carries. This loan also offers an ample sanction up to Rs. 15 Crore* for a convenient tenor of up to 32 years. These features allow you to buy property without any financial strain comfortably. In addition, you can also part-prepay or foreclose your loan at no extra cost to further reduce the interest outgo.

Apply online right away to take advantage of all these benefits and become a homeowner at the earliest.

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