How to Apply for PMAY G Online?

The Central Government of India launched the Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) to help alleviate the issue of homeless in India. The scheme aims to rehabilitate those living in damaged Kucha houses by building pucca houses for them. Under this scheme, one can avail of a loan of up to Rs. 70,000 at an interest subsidy of 3%* to build a pucca home. One can avail of a subsidy on the maximum principal amount of Rs. 2 lakh*.

Those planning to apply to avail of the benefits associated with the pmayg scheme can make an application both online and offline.

Applying offline is quite simple. The applicant must contact their ward member or simply pay a visit to the Gram Panchayat centre and ask for the PMAY application form. To avail of the benefits of the scheme, the applicant must submit the duly filled application to the authorities at the gram panchayat. The authorities are then responsible for conveying the details of the applicant further.

In case the individual finds it difficult to fill the form on their own, they can let a third-party agent do the needful for them. However, in this case, the third party filling the form must take a consent form from the applicant stating they have been given the right to use the applicant's Aadhar details.

Applicants can also apply for PMAY Gramin online, for easier access. Listed below are the steps leading up to a successful online PMAY Gramin application.

• Go to the official website of PMAY G
• Once on the website, you will be asked to submit their personal details including their mobile number and Aadhar number
• If you have employed the help of a third-party agent, then they will be asked to upload a consent form stating that the applicant has given their consent to use their Aadhar number.
• Next, use the search button to find the applicant's name, PMAY ID, etc.
• Once you see the details on the screen, click on 'select to register’
• Next, provide the remaining required details
• On the next page, add beneficiary account details, such as the beneficiary name, bank account number, etc.
• If you want to apply for a loan under the scheme, you must select the option 'Yes' on the next page and enter the amount they need.
• The next step will require you to enter the MGNREGA job card number and the Swachh Bharat Mission (SBM) number if applicable.

From this point onwards, the concerned authority will reach out to you, and take your application further.