Bajaj Finserv in your city
Best known for its Golden Temple, Amritsar is home to over 1 million people and is one of the heritage cities as per the Indian Government’s HRIDAY scheme. Besides, the city is famous for its wooden chess board/ pieces manufacturing industry.
Bajaj Finserv brings high-value home loans at attractive rates in Amritsar if you are looking to purchase a house.
Apply today!
Features and benefits
Applicants interested in availing a housing loan in Amritsar can read more to know about the features of the Bajaj Finserv Home Loan.
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Flexi hybrid home loan facility
Pay just the interest as EMI during the initial tenor and the principal and interest on only the used amount.
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Sizeable top-up loan
Avail an easy top-up loan on home loan of up to Rs. 1 crore without any additional documentation.
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Balance transfer
Transfer your home loan to Bajaj Finserv and enjoy high-value financing at competitive interest rates.
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Smooth documentation
Our minimal documentation facilitates quick loan processing and approval, making the entire process smooth.
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Foreclosure and part-prepayment
Repay loan before tenor with the help of foreclosure or part-prepayment facility and without paying any charges.
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Digital account management
Access all loan related information conveniently through the customer portal – Experia.
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Property dossier
Bajaj Finserv offers a personalised property report to assist you through your legal and financial formalities of owning a property.
Bajaj Finserv Home Loan in Amritsar
Amritsar is the largest city in Punjab. It is a major cultural, commercial and transportation hub and also a centre of Sikhism. The city is only 28 km away from the Wagah Border and is one of the fastest developing cities of Punjab. Its shawls, blankets, woollen clothes are famous all over India.
Bajaj Finserv, is now offering affordable home loans in Amritsar. Applicants can now get in touch with us online for financing. We offer high-value funds up to Rs. 15 crore* at low interest rates and several attractive facilities.
Eligibility criteria for home loan
Know our easy to meet home loan eligibility criteria and documents required before applying. Also, use our online home loan eligibility calculator to know the amount you are eligible to borrow.
Criteria |
Self-employed |
Salaried |
Age (in years) |
23 years - 70 years |
23 years - 65 years |
CIBIL score |
725 + |
725 + |
Citizenship |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Interest rates and charges
Bajaj Finserv offers affordable interest rate on home loan in Amritsar. Know more about the fees and other applicable charges before applying for the loan.
*Terms and conditions apply
Frequently asked questions about home loans in Amritsar
To avail a home loan, submit documents like ID and address proof, passport size photographs, proof for 5 years of business continuity.
Yes, you will be eligible to avail tax benefits on your home loan under Section 80C, Section 24 (b), Section 80EE, etc
You will need to have a minimum income ranging between Rs. 25,000 and Rs. 30,000 to avail a home loan. The income required varies according to city.
To calculate home loan EMI, you will need to enter the principal amount borrowed, rate of interest and tenor.
