No hidden costs | Foreclosure facility* for self-employed - Bajaj Finserv Home Loan Balance Transfer

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We advise you to read about our fees and charges thoroughly before applying.

Type of fee	Applicable charges
Rate of interest for balance transfer	8.70%* to 15.00%* p.a.
Rate of interest for top-up loan	9.80%* to 18.00%* p.a.
Processing fees	Up to 4%
Bounce charges	For loan amounts up to Rs. 15 lakhs: Rs. 500 For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 1,000 For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,500 For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 2,000 For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000 For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 5,000 For loan amounts more than Rs. 10 crores: Rs. 10,000
Penal charge	Click here to know about the penal charges.
Secure fee	Up to Rs. 10,000 + GST as applicable
Interest and principal statement charges	NIL
Part-prepayment charges	NIL
Foreclosure Charges	NIL
Hard Copy Loan Statement Charges	Up to Rs. 500 per request + GST as applicable

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How to apply for a home loan balance transfer & top-up loan

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Click on the 'APPLY' button on this page.
Enter your full name, mobile number, employment type, and the type of loan you wish to apply for.
Generate and submit your OTP to verify your phone number.
Next, choose your current home loan lender from the drop-down and enter your monthly salary and the loan amount required.
In the next step, enter additional details like your DOB, PAN number, email Id, current EMI amount, and other details.
Finally, click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you to guide you through the next steps.