Features and benefits of our home loan balance transfer & top-up loan
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Features and benefits of home loan balance transfer and top-up
Here is everything you need to know about home loan balance transfer and top-up.
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Top-up loan of up to Rs. 1 crore* or higher
Self-employed professionals can transfer their existing home loan to us and avail of a top-up loan of up to Rs. 1 crore* or higher
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Low interest rates
Avail of low interest rates starting from 8.70%* p.a. by refinancing your loan with us.
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No restrictions on top-up usage
You can use the top-up amount to pay for emergency medical bills, home renovation, wedding expenses, and other urgent needs.
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Tenure of up to 20 years
Manage your loan comfortably with our long repayment tenure ranging up to 20 years.
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Foreclosure facility
Self-employed professionals who opt for floating interest rates can make part prepayment or foreclose the entire loan without an additional fee.
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Minimal documentation
Balance transfer process on home loans can be time-consuming. We keep our document requirements to a minimum, ensuring a hassle-free process.
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Externally benchmarked linked loans
You can opt for an interest rate that is linked to an external benchmark, such as the Repo Rate, and benefit during favourable market trends.
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Online account management
You can access your loan status and EMI schedule online, and download your statement of account, and other documents on our customer portal - My Account.
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*Terms and conditions apply
How to apply for a home loan balance transfer & top-up loan
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