IDFC Bank credit card bill payment
IDFC Bank is one of the fastest-growing banks in India, providing customers with innovative financial services. One of their most popular offerings is the IDFC credit card, which comes with a host of attractive features and benefits. However, with great rewards come great responsibilities. Customers need to ensure timely and hassle-free payments for their credit card bills to avoid late fees and interest charges.
One can pay their credit card bill using the BBPS platform on Bajaj Finserv. Bajaj Finserv uses the BBPS platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.
-
Benefits of paying your IDFC Credit Card bill online on Bajaj Finserv
When paying for your IDFC Bank credit card bill through the Bajaj Finserv BBPS platform, you can avail of the following benefits:
- Quick and hassle-free
With Bajaj Finserv BBPS platform, you can pay your IDFC Bank credit card quickly and effortlessly.
- Safe and secure
Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
- Multiple payment options
Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking,e-wallet, and UPI. This allows you to choose the payment method that suits you best.
- Instant confirmation
After making the payment, the platform immediately confirms the payment through an email and SMS.
How to view and download your IDFC First Bank Credit Card bill online
Follow these procedures to view and download your IDFC credit card bill online using the Bajaj Finserv BBPS platform:
- Download the Bajaj Finserv app from Google Play Store or App Store
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'GENERATE OTP'
- Enter the OTP and click on 'PROCEED'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
You can now view your credit card bill. Also, you can download the same in PDF format.
Understanding the IDFC First Bank credit card billing cycle
Billing cycle
The billing cycle is like a timeline, it is the period when your credit card transactions are summed up for your monthly bill. It is like a report covering what you've spent in that timeframe.
Cycle of payment
Suppose your credit card due date is on the 4th of each month. In this case, the IDFC credit card billing cycle cycle kicks off from the 5th of the previous month and goes on until the 3rd of the next month.
In simple terms, it is as if your spending gets documented from the day after your due date until just before the next one.
Credit card billers across India
Apart from IDFC Bank, Bajaj Finserv also allows you to pay credit card bill for other providers as well such as:
Apart from IDFC Bank, Bajaj Finserv also allows you to pay credit card bill for other providers as well such as:
Steps to pay IDFC Bank credit card bill online on the Bajaj Finserv app
Follow these steps to pay your IDFC credit card bill online using the BBPS platform on the Bajaj Finserv app:
- Download the Bajaj Finserv app from Google Play Store or App Store
- Open the app on your mobile phone
- Enter your 10-digit mobile number to 'GENERATE OTP'
- Enter the OTP and click on 'PROCEED'
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
You will receive a notification from Bajaj Finserv after successful payment.
Steps to pay IDFC credit card bill on the Bajaj Finserv website
Here is how you can pay your IDFC Bank credit card bill on the Bajaj Finserv website:
- Visit the Bajaj Finserv website
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under the ‘FINANCIAL SERVICES AND TAXES’ section, select ‘CREDIT CARD BILLS’
- Choose your credit card issuer
- Enter your credit card number and click on ‘FETCH YOUR BILL’
- Select your preferred payment mode
- Make the payment to pay the bill successfully
IDFC credit card customer care number
IDFC credit card customer care number |
||
Service |
Phone Number |
Availability |
IDFC Credit Card Customer Care |
1860 500 1111 |
24/7 |
Frequently asked questions
You have the option to visit the nearest IDFC First Bank ATM or branch to facilitate the pay-ment through a cheque. When preparing the cheque, ensure it is made payable to 'IDFC FIRST Bank Credit Card XXXXXXXXXXXXXXXX.' This convenient method allows you to settle your credit card dues efficiently and effectively.
Paying with net banking or debit cards:
If you prefer making payments from another bank account or using a different bank's debit card, you can easily do so. Visit the IDFC 'CREDIT CARD BILL PAYMENT' page and select the ‘NET BANKING’ or ‘DEBIT CARD’ payments tab.
IMPS/ NEFT payments:
For a quick and efficient way to make payments, add your IDFC Bank credit card as a beneficiary in your other bank accounts. Use the following details:
- Payee name: Name as on your IDFC FIRST Bank Credit Card
- Payee account number: Your 16-digit IDFC FIRST Bank credit card number
- Bank Name: IDFC FIRST Bank
- IFSC Code: As mentioned in the passbook/ cheque or can be found online by branch name
Convert your IDFC credit card bill into EMI by follow the steps below for a hassle-free process:
- Log in to net banking/ mobile banking and select the ‘ACCOUNT’ option
- Under the Accounts section, click on ‘CARDS’
- Scroll down and click on ‘VIEW’, next to ‘CONVERT TO EMI’ option
- From the list of transactions, select the transaction for EMI conversion
- Select the number of months and EMI amount and click on ‘CONFIRM’
Yes, Bajaj Finserv also provides other recharge services such as:
- Mobile recharge - Jio Recharge, Vodafone recharge, BSNL recharge, and more
- DTH recharge
- FASTag recharge
- Gas booking - Indane gas, Bharatgas, HP gas, and more
The IFSC code for making a credit card payment to IDFC is IDFB0010225.
Generally, a CIBIL score of 750 and above is considered good for credit card eligibility, including IDFC credit cards. However, IDFC FIRST Bank offers the WOW! Credit Card, which can be secured against a fixed deposit for individuals with low or no CIBIL score.
To schedule auto-pay for your IDFC credit card, follow these steps:
- Log in to your IDFC FIRST Bank account via the mobile app or net banking portal.
- Navigate to the "Credit Cards" section.
- Select the option for "Auto Debit/Auto Pay."
- Choose the payment amount (either the minimum due or the total amount due).
- Confirm your selection and submit
Yes, there is a fee for paying your IDFC credit card bill using cash. A cash processing fee of approximately Rs. 100 will be charged if you make the payment at a bank branch.
The late payment charges for an IDFC credit card are as follows:
- Less than Rs. 100: No charge
- Rs. 100 – Rs. 500: Rs. 100
- Rs. 501 – Rs. 5000: Rs. 100 – Rs. 750
- Rs. 5001 – Rs. 10000: Rs. 750 – Rs. 1000
- More than Rs. 10000: Rs. 1000
Recharge and Pay Bills
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
