Union Bank of India Credit Cards offer a variety of features designed to enhance financial flexibility and provide rewards. These cards come with rewards programmes where you can earn points on everyday purchases, which can be redeemed for travel, merchandise, or cashback. They also offer flexible payment options, including the ability to convert purchases into easy EMIs. Security measures are in place to protect against fraudulent transactions. Cardholders benefit from exclusive offers and discounts on dining, shopping, and travel.

Steps to check your Union Bank of India credit card bill on Bajaj Finserv

1. Visit the Bajaj Finserv website (https://www.bajajfinserv.in/)

1. Navigate to the ‘CREDIT CARD BILL PAYMENT’ section under ‘PAYMENTS’ and click on ‘PAY NOW’

1. Select your credit card provider from the list or search for it

1. Enter the last 4-digits of your credit card and your registered mobile number

1. Click on ‘PROCEED’ to check your credit card bill amount

Breakdown of Union Bank of India credit card statement

Here is a breakdown of an Union Bank of India Credit Card statement with sub-headings in sentence case and using UK English:

Account summary: This section provides an overview of your account, including the total outstanding balance, minimum payment due, and the payment due date. It also displays your available credit limit.

Transaction details: This section lists all transactions made during the billing cycle, including purchases, cash advances, payments, and any adjustments. Each entry includes the transaction date, merchant name, amount, and category.

Billing cycle: This section details the start and end dates of the billing period covered by the statement.

Interest and fees: This section outlines any interest charges applied to your account and any fees incurred, such as late payment fees, annual fees, or foreign transaction fees.

Rewards summary: This section shows the rewards points earned during the billing cycle, along with any points redeemed or expired, if applicable.

Minimum payment and due date: This section indicates the amount required to be paid by the due date to avoid late fees and potential interest charges, along with the payment due date.

Payment instructions: This section provides details on how to make your payment, including options for online payment, bank transfer, or cheque.

Customer service contact information: This section includes contact details for Union Bank of India’s customer service for any queries or issues related to your credit card.

Customers need to ensure timely and hassle-free credit card bill payments to avoid late fees and interest charges. You can pay your credit card bill using the BBPS platform on Bajaj Finserv. Bajaj Finserv uses the Bajaj Pay platform to make paying bills easier for customers. It is like a one-stop shop for hassle-free and straightforward bill payments.

Benefits of paying Union Bank of India credit card bill on Bajaj Finserv 

When paying for your Union Bank of India credit card bill through the Bajaj Finserv BBPS platform, you can avail of the following benefits: 

• Quick and hassle-free 

• With Bajaj Finserv BBPS platform, you can pay your Union Bank of India credit card quickly and effortlessly. 

• Safe and secure 

• Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures. 

• Multiple payment options 

• Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, and UPI. This allows you to choose the payment method that suits you best.  

• Instant confirmation 

• After making the payment, the platform immediately confirms the payment through an email and SMS. 

Modes of payment  

The Bajaj Finserv BBPS platform offers a range of convenient payment options to pay your credit card bill. Let us explore the available modes:  

• Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India. 

• Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments. 

• Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app. 

• Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet. 

Pay other banks credit card bill payment  

Apart from Union Bank of India credit card bill payment, Bajaj Finserv also lets you pay other banks' credit card bills. You can pay credit card bills of various banks such as BOB | HDFC | SBI | HDFC | IndusInd | Kotak | CITI | AMEX | AXIS | RBL | YES.