A gold loan is a secured financial product using which you can get funds by pledging your gold jewellery or ornaments as collateral.
Bajaj Finance offers a gold loan that comes with straightforward eligibility requirements and minimal documentation. If you’ve borrowed a gold loan from us, Bajaj Finance also extends a host of self-service options enabling you to manage your gold loan. These digital services help you manage your ongoing relationship with us without any branch visits.
Here’s the list of DIY (do it yourself) gold loan services offered by Bajaj Finance.
- Check your loan details
You can verify the status of your loan, determining whether it's active or closed. Also, you can access essential information such as the due date for interest payments, pledged gold jewellery, the total amount outstanding, and more.
- Download your account statement
Your statement of account provides a complete summary of all loan account transactions. You can download the loan statement and other documents such as the application letter, sanction letter, and others without visiting a branch.
- Make loan payments
Bajaj Finance provides various payment options to help you manage your loan repayment effectively. You can easily make online interest payments whenever you have extra funds. Also, you have the choice to pay both the principal and interest online through the part-prepayment option.
- Renewal and top-up facility
Bajaj Finance provides the option to extend the tenure of your current gold loan by 12 months through renewal. You can also avail of the top-up loan if you’re eligible for the loan.
You can explore these Bajaj Finserv services by visiting My Account – Bajaj Finance customer portal. Follow these simple steps to sign-in and get started.
- Click on the ‘Sign-in’ button on this page to go to our customer portal.
- Sign-in by entering your registered mobile number and the OTP.
- Verify your details by entering your date of birth and use our DIY services.
