A smart solution for funding online courses is the Bajaj Finserv Insta EMI Card. This card allows you to convert large educational expenses into affordable EMIs, making it easier to pursue quality education without financial stress. With a simple application process and zero foreclosure charges, the Insta EMI Card ensures a hassle-free experience, helping you focus on learning while maintaining financial stability.
Advantages of online learning
Advantage | Description |
Flexible learning schedule | Study at your convenience, choosing when and where to learn without strict timetables. |
Access to diverse courses | Enrol in a wide range of subjects from international and national institutions without geographical limitations. |
Cost-effective | Many online courses are more affordable than traditional education, saving on travel and accommodation costs. |
Self-paced learning | Learn at your own speed, revisiting concepts and progressing according to your comfort level. |
Career advancement | Gain new skills and certifications to improve job prospects while continuing your current job. |
Interactive learning tools | Benefit from video lectures, quizzes, and discussion forums that enhance understanding. |
Global networking opportunities | Connect with instructors and learners from across the world, expanding your professional and academic network. |
Disadvantages of online learning
Disadvantage | Description |
Requires self-discipline | Without structured classroom settings, learners must stay motivated and organised. |
Limited hands-on experience | Some subjects require practical learning, which may not be feasible in an online format. |
Internet dependency | A stable internet connection is essential, which may be a challenge in remote areas. |
Less face-to-face interaction | Limited physical interactions with peers and teachers can impact networking and group learning. |
Higher screen time | Prolonged exposure to screens may cause eye strain and reduced physical activity. |
Potential credibility issues | Some online courses lack accreditation, making it important to verify the course provider's credentials. |
Technical difficulties | Learning may be disrupted by software issues, platform glitches, or device compatibility problems. |
How to buy an Unacademy subscription using Insta EMI Card
Purchasing an Unacademy subscription with the Bajaj Finserv Insta EMI Card is a straightforward process:- Step 1: Visit the Unacademy website or app and browse available courses.
- Step 2: Select your desired course and proceed to checkout.
- Step 3: Choose EMI as the payment method and select Bajaj Finserv Insta EMI Card.
- Step 4: Enter your card details and pick a suitable EMI tenure.
- Step 5: Confirm and complete your purchase with a one-time password. The amount will be converted into Easy EMIs.
Features and benefits of the Insta EMI Card
- Pre-qualified loan offer amount of up to Rs. 3 lakh: Use for multiple purchases across different platforms.
- Easy, low-cost EMIs with minimal interest charges: Ensures affordable repayments without excessive financial strain.
- Zero foreclosure charges: Repay the loan early without any extra fees.
- Comfortable repayment period: Choose a flexible repayment tenure from 1 to 60 months to suit your financial situation.
- Widely accepted: Use your card on leading online platforms like Flipkart, Bajaj Mall, and Amazon. Also enjoy shopping offline in 4,000+ cities nationwide with over 1.5 lakh partner stores from which to choose.
- No upfront payment: Enjoy zero down payment benefits on select products.
How to apply for the Insta EMI Card
Eligibility requirements
- Indian national
- Age: 21 to 65 years
- Regular income source
- Good credit score per Bajaj Finserv risk policies
- Required documents: PAN card, Aadhaar card, address proof, and bank details for e-mandate registration
Application process
Online:- Visit the Bajaj Finserv website.
- Enter your mobile number and complete OTP authentication.
- Fill in the application form to check your credit limit.
- Complete KYC verification using Aadhaar or DigiLocker.
- Pay the one-time joining fee of Rs. 530.
- Complete e-mandate registration and activate your card.
- Visit any Bajaj Finserv partner store.
- Provide required documents for verification.
- Pay the one-time joining fee and get your card issued.
Take the next step towards your learning goals today. Apply for your Bajaj Finserv Insta EMI Card now and invest in your future without financial worries.
Check also
EMI full form | Advantages and disadvantages of online shopping | POS full form |