The Direct Benefit Transfer (DBT) system has revolutionised the way government subsidies and welfare payments reach citizens. With Aadhaar, India’s unique identification system, linking your bank account becomes crucial for seamless DBT transactions. In this article, we will explore how to check the Aadhaar linking status to your bank account and ensure hassle-free benefits.
Check Aadhaar linking status to bank account
Before getting into the details, let us understand why linking your Aadhaar to your bank account matters:
- Streamlined subsidies: When your Aadhaar is linked to your bank account, government subsidies, pensions, and other benefits are directly credited to your account. No more waiting in long queues or dealing with paperwork.
- Reduced leakage: By eliminating intermediaries, DBT minimises leakages and ensures that funds reach the intended beneficiaries promptly.
How to check Aadhaar and bank account linking status online
Follow these steps to verify if your Aadhaar is linked to your bank account:
1. Visit the UIDAI website
- Go to the UIDAI (Unique Identification Authority of India) official website
- Look for the ‘Check Aadhaar and Bank Account Linking Status’ option
2. Enter your Aadhaar number
- Input your 12-digit Aadhaar number in the provided field
- Solve the CAPTCHA to prove you are not a robot
3. Receive OTP (One-Time Password)
- You will receive an OTP on your registered mobile number
- Enter the OTP on the website
4. Check the status
- The website will display whether your Aadhaar is linked to your bank account
- If linked, it will show the bank name and the last four digits of your account number
How to check Aadhaar and bank account linking status through mAadhaar
mAadhaar, the official mobile app by UIDAI, allows you to carry your Aadhaar information on your smartphone. Here is how to check the linking status:
1. Download and install mAadhaar
- Visit your app store (Google Play Store or App Store)
- Search for ‘mAadhaar’ and install the app
2. Set up mAadhaar
- Open the app and follow the setup instructions
- Link your Aadhaar profile by entering the necessary details
3. Check linking status
- Once set up, go to the ‘Bank Accounts’ section
- It will display whether your Aadhaar is linked to your bank account
How to check DBT beneficiary status
Wondering if you qualify for a Direct Benefit Transfer (DBT) scheme? Here is how to check your beneficiary status online:
- Head to the Public Financial Management System (PFMS) website
- Look for ‘Payment Status’ on the navigation bar and click on it
- Select ‘DBT Status Tracker’ to check your beneficiary status
- Enter the required details asked in the form
- Click on ‘Search’ to see if you are listed
DBT schemes - List
Direct Benefit Transfer (DBT) schemes offer financial assistance directly to beneficiaries. Here are some major central and state government DBT schemes you might be eligible for:
- Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): Provides income support to farmers.
- Mahatma Gandhi National Rural Employment Guarantee Act (MG-NREGA): Guarantees 100 days of wage employment in rural areas.
- Pratyaksh Hanstantrit Labh (PAHAL): Subsidises LPG cylinders for domestic use.
- Nikshay Poshan Yojana: Supports nutritional needs of tuberculosis patients.
- Pradhan Mantri Awas Yojana (PMAY): Offers financial assistance for housing in urban areas.
- ServicePlus: Provides skill development training for employment opportunities.
- Pradhan Mantri Matru Vandana Yojana (PMKVY): Offers financial incentive for expecting mothers.
- National Scholarship Portal (NSP): Provides scholarships to students from various backgrounds.
Additional DBT schemes (by State)
- Midday Meal Portal (Madhya Pradesh)
- EFMS NHM (Meghalaya & Assam)
- Credit Guarantee Scheme (CGS)
- Ladakh eSeva Portal
- Software as a Service (SaaS)
- EFMS Portal (West Bengal)
- PMIS Portal (Chhattisgarh)
- eGRANTZ Portal (Kerala)
- Punjab State Portal
- State Scheme DBT Portal
- SDMSE Punjab Portal
- PFMS Portal
- CG State School Scholarship Portal
- CSIS - Central Bank
- eMaarg - Jiorich
Conclusion
Ensuring that your Aadhaar is linked to your bank account is essential for hassle-free DBT transactions. Follow the steps above to verify the status and enjoy the benefits of direct transfers. Say goodbye to paperwork and hello to efficient subsidies
