Linking your Aadhaar card with your bank account has become an essential process in recent times. The Government of India has made it mandatory to link your Aadhaar with several services including bank accounts, mobile numbers, PAN cards etc.
An Aadhaar card linked bank account has many benefits like seamless transfer of Direct Benefit Transfers (DBT), easy access to government subsidies, a simplified account opening process, and enhanced security.
In this article, we provide a step-by-step guide on how you can get your bank account connected with an Aadhaar card through different methods.
Methods to link Aadhaar to bank account
There are several ways in which you can link your 12-digit Aadhaar number with your existing bank account. Here are some of the most common methods:
Visit bank branch
The easiest way to get an Aadhaar card linked bank account is by visiting your nearest bank branch. Here are the steps to follow:
- Fill out the Aadhaar-bank linking form available at the branch with details like name, account number, Aadhaar number etc.
- Submit photocopies of your Aadhaar card and PAN card along with the form.
- The bank executive will verify the details and link your Aadhaar to the account.
- You will receive an acknowledgement slip once the process is completed.
Through net banking
If you have access to the net banking facility of your bank, you can instantly link your account with Aadhaar online. Just log in to net banking and look for the ‘Link Aadhaar’ tab under the ‘Services’ section. Enter the required information and submit to complete the linking.
Bank mobile app
Most banks today provide dedicated mobile apps that allow customers to access banking services on their smartphones. You can simply download your bank's app, log in to your account and look for the 'Link Aadhaar' option to complete the process seamlessly.
Once you take the necessary action to link your Aadhaar card with your bank account, you can easily check the linking status via the UIDAI website. Follow these simple steps:
- Go to the UIDAI website and click on 'My Aadhaar' tab.
- Under 'Aadhaar services', click on 'Check Aadhaar and Bank linking status'
- Enter your 12-digit Aadhaar number and captcha code.
- Click on 'Send OTP'. Enter the OTP received on your registered mobile.
- Click 'Submit' to see your Aadhaar-bank linking status.
Alternatively, you can also check the status by visiting your bank branch. The bank representative can look up and inform you if your Aadhaar is linked to your account.
Benefits of linking your Aadhaar with your bank account
- DBT transfers: An Aadhaar link to your bank account helps you receive direct benefit transfers like LPG subsidy, Jan Dhan account transfers etc. directly into your account.
- Simplified account opening: Banks can instantly validate your information using Aadhaar, reducing paperwork and simplified KYC process.
- Enhanced security: Linking Aadhaar adds an additional layer of security to your bank account and helps prevent identity theft.
- Cashless transactions: You can easily make cashless transactions once your bank account is linked to Aadhaar.
- Easy portability: Linking Aadhaar makes it easier for you to transfer and port your account from one bank to another seamlessly.
Linking your Aadhaar card to your bank account makes banking simpler, more secure and helps you avail government benefits directly.
