Rs. 25,000 Personal Loan Online - Apply Now for Instant Approval

With flexible terms and competitive rates, you can secure a Rs. 25000 personal loan, with an interest rate that fits your budget. Bajaj Finserv now offers loan of up to 40 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, a personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Instant approval

Get your approval within a few minutes* with easy paperwork.
Favourable repayment tenor

Choose an adjustable repayment tenor of up to 96 months, per your convenience.
Virtual account management

Track EMIs for repayment, browse through account statements, and manage your loan online through our customer portal - My Account.
Lower EMIs with Flexi loan facility

Pay up to 45%* less EMI, as interest is charged only on the utilised capital from the total loan amount for the initial part of the tenor.

How to get a Rs. 25,000 instant personal loan?

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan:

Click on ‘APPLY NOW’ on this page.
Enter your 10-digit mobile number and OTP.
Fill in the application form with your basic details and ‘PROCEED’.
Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
Complete your KYC and submit your application.

Bajaj Finance offers instant personal loan at attractive interest rates. A Rs. 25,000 instant personal loan is a quick way to meet your urgent financial requirements. Use the funds for medical expenses, tuition fees, or purchasing a vehicle or an electronic gadget. Get the loan approved with basic paperwork and within 24 hours* when you meet the eligibility criteria.

Our existing customers can access hassle-free, pre-approved loans, even if they are looking for a Rs. 25,000 personal loan with bad credit. With our easy three-step application process, securing your funds is quick and straightforward. You won’t need to provide collateral for loan processing, ensuring a smooth experience. Additionally, you can choose a flexible repayment tenure that fits your financial needs, allowing you to manage your Rs. 25,000 personal loan monthly payment comfortably.

A high CIBIL score is essential for loan approvals, as is meeting the other parameters for the sanctions. Use the Personal Loan EMI Calculator before you apply and make informed decisions.

What can be the purpose of getting a Rs. 25,000 personal loan?

You can use a Rs. 25,000 loan to manage a wide variety of expenses, including:

Home repairs
Online education courses
Medical emergencies

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Nationality

Indian
Age

21 years to 80 years*
CIBIL score

685 or higher

Use the Personal Loan Eligibility Calculator to calculate your eligibility.

You need the following documents to apply for our personal loan:

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months

Repay at your convenience with competitive personal loan interest rates and charges. To better understand your loan's cost, use an online interest calculator to estimate your monthly payments and ensure you're making an informed financial decision.

Personal loan interest rate and applicable charges

Type of fee	Applicable charges
Rate of interest	10% to 31% p.a.
Processing fees	Up to 3.93% of the loan amount (inclusive of applicable taxes).
Flexi Fee	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the Flexi charges above are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Rs. 700 to Rs. 1,200 per bounce. “Bounce charges” shall mean charges for non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason
Part-prepayment charges	Full prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment. Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full payment. Part-prepayment Term Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment. Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid. *Foreclosure will be processed post clearance of first EMI
Penal charge	Delay in payment of instalment(s) shall attract penal charge of Rs. 8 - Rs. 12 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Loan: Up to 0.295% (inclusive of applicable taxes) of the total withdrawable amount during the initial tenure. Up to 0.295% (inclusive of applicable taxes) of total withdrawable amount during subsequent tenure.
Broken period interest / Pre-monthly Instalment interest	Broken Period Interest/Pre-monthly instalment Interest" shall mean the amount of interest on loan for the number of day(s) which is (are): Scenario 1: Over and above the period of 30 (thirty) days from the date of disbursement of the loan. Method of recovery of Broken Period Interest/pre-monthly instalment interest: For Term Loan: Deduct from disbursement or added in first EMI, as applicable. For Flexi Term Loan: Added to first instalment amount. For Hybrid Flexi Loan: Added to first instalment amount. Scenario 2: Less than period of 30 (thirty) days from the date of disbursement of the loan, interest on first instalment will be charged for actual number of days.

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

Follow this step-by-step guide to apply online for a Rs. 25,000 personal loan:

1 Fill in the application form online.
2 Add your contact details to generate an OTP for verification.
3 Fill in all professional and personal details for the loan approval.
4 Upload all necessary documents for swift processing.

Our company representative will contact and assist you with the next steps of acquiring your loan.

*Conditions apply

Other instant personal loan options

Rs. 30000 Personal Loan	Rs. 40000 Personal Loan
Rs. 50000 Personal Loan	Rs. 60000 Personal Loan
Rs. 70000 Personal Loan	Rs. 80000 Personal Loan

Frequently asked questions

You can simply visit our Insta Personal Loan page and click on check offer. Enter your mobile number and OTP to see an offer with a pre-assigned loan limit. You can either choose to go with it or enter a lower amount. You can then select a repayment tenure suitable for you and proceed with the application.

Our Insta Personal Loan is a form of unsecured loan. You do not have to submit any collateral to get the funds you need.

Since our Insta Personal Loan provides pre-approved offers, you can simply check if you have one. Visit our Insta Personal Loan page and enter your mobile number and OTP to check your offer.

Select customers may be able to get our Insta Personal Loan without submitting documents such as salary slips.

The EMI amount varies depending on the tenure and interest rate. For example, the EMI for a Rs. 25,000 loan for a tenure of 3 years, at an interest rate of 13% p.a. will be approximately Rs. 842.

You need a CIBIL Score of 685 or higher to apply for our personal loan.

The monthly payment on a Rs. 25,000 loan varies based on the interest rate and loan tenure. An EMI calculator can help you estimate your monthly payments accurately.

For a Rs. 25,000 personal loan, a credit score of 650 or higher is generally preferred. A better score can improve your chances of approval and secure more favorable interest rates.

The interest paid on a Rs. 25,000 personal loan depends on the interest rate and loan tenure. Use an EMI calculator to determine total interest paid over the loan duration.

Before taking a Rs. 25,000 personal loan, consider factors like interest rates, repayment tenure, your credit score, and existing debts. Understanding these aspects will help ensure a suitable financial decision.

Yes, some lenders offer Rs. 25,000 personal loans urgently with minimal documentation. However, be prepared to provide essential information, such as identity proof and income verification, for a faster approval process.