Any Indian, regardless of age, has the option to apply for an Aadhaar. To enrol for the 12-digit unique identification number, individuals must meet the verification requirements set by UIDAI. This Aadhaar registration facilitates swift access to various services such as banking, mobile phone connections, and both governmental and non-governmental services.
The accessibility to essential documentation such as the Aadhaar card is something you should utilise promptly, especially in the event of immediate expenses. Further, to avail any financial aid options like personal loans, a copy of your Aadhaar card as a KYC document is mandatory.
Types of Aadhaar card
As per UIDAI, every type of Aadhaar issued by the authority holds equal validity. The Unique Identification Authority of India (UIDAI) has periodically introduced different forms of Aadhaar to enhance the convenience of residents. Let's explore the four distinct types of Aadhaar available, as detailed on the UIDAI website.
PVC Aadhaar card
The UIDAI has introduced the Aadhaar PVC card as a distinct variant of the Aadhaar card. This card includes a digitally signed Aadhaar Tamper-Proof QR code, incorporating information such as the holder's photograph and location. The QR code serves as the entry point for several security measures implemented by the UIDAI. To obtain this card, individuals can submit an online application on the UIDAI website, and a fee of Rs. 50 is applicable. The application can be processed using an Aadhaar number, Enrolment ID, or Virtual ID. Opting for the PVC-based Aadhaar proves beneficial in cases of lost or damaged Aadhaar letters.
eAadhaar
eAadhaar is the digital rendition of Aadhar, officially acknowledged and validated by the UIDAI through digital channels. It features a secure Aadhaar QR code that facilitates offline verification. The eAadhaar is safeguarded with a password and includes details such as the issuing date and download date. Individuals can acquire their eAadhaar card by utilizing their registered mobile number to download it from the UIDAI website. An additional option allows the download of a masked eAadhaar, revealing only the last four digits of the Aadhaar number. The eAadhaar is automatically updated with each new enrolment or modification and is available for free download.
mAadhaar
mAadhaar is an officially sanctioned mobile application endorsed by the UIDAI, tailored for users of mobile phones. Available for download through Google Play Store or App Store, the mAadhaar app allows Aadhaar holders to conveniently access their registered details, including the Aadhaar number, location, and photograph. Similar to eAadhaar, it incorporates a secure Aadhaar QR code and undergoes automatic updates with each new enrolment or information modification.
Baal Aadhaar
Baal Aadhaar is a blue-coloured variant of the Aadhaar Card, issued for children below the age of 5 years. Children under 5 years old do not need to provide biometric data for 'Baal Aadhaar.' Their UID is generated using demographic details and a facial photograph linked to their parents' UID. Biometric updates, including fingerprints, iris scans, and a facial photo, become necessary when they reach ages 5 and 15. Details about this update requirement are conveyed in the initial Aadhaar letter.
It is crucial to note that while there is one primary type of Aadhaar card, the various methods of accessing and using Aadhaar information provide flexibility and convenience to individuals. The UIDAI has continually introduced updates and improvements to the Aadhaar system to enhance its security and functionality.
To get access to funds through credit options such a personal loan, it is advisable to keep important papers like the Aadhaar card easily accessible. Your Aadhaar card can serve as an important supporting document during the application process. Learn more about the documents required for a personal loan from Bajaj Finance.