Kanpur, a lively city in Uttar Pradesh, is famous for its leather industry and tasty street food. It is a mix of old charm and modern life, offering something for everyone.
Securing a second-hand car finance in Kanpur is easy. Many banks and financial companies offer loans for second-hand cars. These loans help you buy a car without spending all your savings at once.
Bajaj Finance offers used car loans in Kanpur, with a host of different features.
Here are the features of a Bajaj Finserv Used Car Loan in Kanpur
- Large loan amount: Secure up to Rs. 1.02 crore to purchase a used car without worrying about your budget.
- Quick disbursal: Funds can be transferred within 48 hours* after loan approval, allowing you to purchase the car of your choice.
- Convenient tenures: Spread the cost of your used car over a flexible time frame of up to 84 months.
- Flexi variants: Our Flexi Loan allows you to make fund withdrawals and part-prepayment options, all at no additional costs.
- Pre-approved offers: Customers can check pre-approved used car loan offers by inputting their mobile number and OTP.
Eligibility criteria for our used car loans in Kanpur
You must meet the following requirements to be eligible for our used car loan:
- Nationality: Indian
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
- Employment:
- For salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. 20,000
- For self-employed: Applicant must submit an ITR proof of the last 2 years
*Higher age limit is applicable at the time of loan maturity.
Interest rates and charges for second-hand car finance in Kanpur
The borrower's creditworthiness, loan amount, and tenure are some factors that affect interest rates on used car loans in Kanpur. Bajaj Finance offers used car loans at competitive interest rates.
Click here to know more about our used car loan fees and charges.
How to apply for a used car finance in Kanpur
Applying for a Bajaj Finserv Used Car Loan in Kanpur is a simple process:
- Navigate to the used car loan page and click on ‘APPLY’.
- Enter your mobile number and submit the OTP sent to it.
- Fill in your personal details including your full name, mobile number, email ID, and more.
- Enter the details of the car such as the make, model, and colour.
- Check or update your KYC details and proceed to schedule an appointment for further verification.
Second-hand car finance in Kanpur plays an important role in buying budget-friendly cars. Bajaj Finance offers used car loans with simple eligibility requirements, making it simple to buy a used car in Kanpur.