Chandigarh, the modern, planned city serving as the capital of both Punjab and Haryana, boasts a blend of urban sophistication and natural beauty. Designed by renowned architect Le Corbusier, it offers a harmonious fusion of culture, education, and commerce amidst its lush greenery and well-laid infrastructure.
Securing a used car finance in Chandigarh opens avenues for individuals seeking affordable mobility solutions. With options like used car finance in Chandigarh, residents can navigate the city's vibrant streets with ease. These loans facilitate access to quality pre-owned vehicles, catering to diverse preferences and budgets.
You can get a Bajaj Finserv Used Car Loan to purchase the car you desire. This loan offering comes with a number of features. You can also check out our used car loan EMI calculator to evaluate your EMI amount in advance. This online tool helps you by giving insight into your monthly instalments and assists you in planning your finances better.
Features of Bajaj Finserv Used Car Loan in Chandigarh
- Significant financing: Secure funding up to 115% of your vehicle's value with competitive interest rates through our asset-based financing.
- Large loan amount: Receive up to Rs. 1.02 crore to buy a used car without emptying your savings.
- Quick disbursal: After loan approval, we can transfer funds within 48 hours* after loan approval, allowing you to purchase the car you want.
- Convenient tenures: Use a flexible tenure option of up to 84 months to spread out the cost of your used car.
- Flexi variants: Our Flexi Loan allows you to make fund withdrawals and partial prepayments at no additional cost.
- Pre-approved offers: Customers can check pre-approved used car loan offers by entering their mobile number and OTP.
Eligibility criteria for our used car loans in Chandigarh
To qualify for a Bajaj Finserv Used Car Loan in Chandigarh, applicants typically need to meet certain eligibility criteria, including:
- Nationality: Indian
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
- Employment:
- For salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. 20,000
- For self-employed: Applicant must submit an ITR proof of the last 2 years.
* A higher age limit is applicable at the time of loan maturity.
Interest rates for used car finance in Chandigarh
Interest rates for used car loans in Chandigarh vary based on factors such as the borrower's creditworthiness, loan amount, and repayment tenure. Bajaj Finance offers competitive rates, ensuring affordability and accessibility. Click here to learn more about our used car loan fees and charges.
How to apply get used car finance in Chandigarh
Applying for a Bajaj Finserv Used Car Loan in Chandigarh is a straightforward process:
- Go to the used car loan page and click on ‘APPLY’.
- Enter your 10-digit mobile number and submit the OTP.
- Fill in your personal details.
- Enter the details of the car such as the make, model, and colour.
- Check or update your KYC details and proceed to arrange an appointment for further verification.
Second-hand car finance in Chandigarh is vital for purchasing affordable vehicles. Bajaj Finance provides used car loans with minimal qualifying restrictions, making it easy to purchase a used car in Chandigarh.
Apply for a used car loan today.
