From daily groceries to apparel, home appliances to fitness equipment, and smart gadgets to furniture and furnishings, you can use the Insta EMI Card to buy 1 MILLION+ products and make shopping on EMI convenient.
We have partnered with small and large retail outlets across small towns and megacities to ensure we cover all aspects of your life. Our partner network is one of the largest in the country and we continue to add new partners every month.
Accepted across leading shopping websites
This card is accepted at our online partner stores, including large shopping sites like Amazon, Reliance Digital, Tata, and Croma. Many leading regional brands like Poorvika mobiles, Sargam Electronics and the likes accept the Insta EMI Card. We have partnerships with leading regional brands across 4,000+ cities and expanding our partnerships to cover online sites of popular brands.
Accepted across 1.5 lakh+ stores in 4,000+ cities
Our Insta EMI Card can be used at more than 1.5 lakh stores in 4,000+ metropolitan areas and local neighbourhoods. The width of our partnership network means that you can shop at any of one of them, no matter where you are or what you are looking for.
How to apply for Insta EMI Card for online shopping
A step-by-step guide to applying for an Insta EMI Card.
- Enter your 10-digit mobile number and click on “APPLY” on the top of the page.
- Enter the OTP and submit.
- Enter your full name and click on “Yes, Auto-Fetch Details”
- Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
- Click on proceed and check your pre-qualified card loan offer amount
- Click on Proceed to verify your KYC details.
- Post successful KYC, check your card loan offer amount details.
- Select and apply a promo code of your choice and pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes)
- After successful payment, view your card details on the Bajaj Finserv app
Your digital card is now ready to use. You can access your Insta EMI Card details on the Bajaj Finserv app.
Benefits of using the Insta EMI Card
The Insta EMI Card not only helps you convert all your purchases into No Cost EMIs but also has other benefits, such as:
- Pre-qualified card loan amount of up to Rs. 3 lakh
- Everything on Easy EMIs
- Accepted at 1.5 lakh+ stores
- Flexible repayment tenures
- End-to-end digital process
- Zero down payment
- Lower EMI schemes
- No foreclosure charges and more
Features and benefits of EMI Card
How to use the Insta EMI Card at our partner stores
Once you have decided on the product that you are buying, you can choose to pay using the Insta EMI Card. You can get assistance from our in-store representative who will guide you through the process.
At the time of billing, instruct the cashier to bill the purchase on your Insta EMI Card. Pick a repayment tenure of your convenience. Share the OTP received on your registered mobile number with the cashier. Furthermore, you can check for the home delivery option of the chosen product.
In just a few minutes, you will be able to buy the product you like, without paying a bulk amount with the help of the Insta EMI Card.
