Forgot UPI PIN: Here is How to Reset Safely

Understand how to reset your UPI PIN in simple steps.
Forgot UPI PIN: Here is How to Reset Safely
3 min
25 April 2024

UPI (Unified Payments Interface) has become synonymous with convenient digital payments in India. But what if you forget your UPI PIN? Do not worry, this guide will help you reset your UPI PIN quickly and securely.

How to avoid forgetting your UPI PIN

Let’s face it, remembering multiple PINs can be tricky. Here are some tips to help you avoid forgetting your UPI PIN in the first place:

  • Choose a memorable PIN: Do not use easily guessable numbers like your birthdate or 1234. Opt for a combination of numbers that you can easily remember but isn't obvious to others.
  • Write it down (securely): If you absolutely cannot remember numbers easily, consider noting down your UPI PIN on a piece of paper. However, store it securely, away from prying eyes.

Common issues with UPI PIN

There are two main scenarios when you might need to reset your UPI PIN:

  1. Forgotten PIN: You simply cannot recall your UPI PIN.
  2. Multiple incorrect attempts: Entering the wrong UPI PIN three times consecutively can lock your account. In this case, you'll need to reset your PIN to regain access.

How to recover your forgotten UPI PIN

The process to reset your forgotten UPI PIN might vary slightly depending on your chosen UPI app. Here is a general guideline:

  1. Open your UPI app.
  2. Navigate to the ‘SETTINGS’ or ‘PROFILE’ section.
  3. Look for the option related to UPI PIN or Manage UPI PIN.
  4. You might see an option like ‘FORGOT PIN’ or ‘RESET PIN.’ Select that option.
  5. You might be prompted to enter the last few digits of your debit card linked to the UPI account and its expiry date.
  6. Depending on the app, you might receive an OTP (One-Time Password) on your registered mobile number or an email with a reset link.
  7. Use the OTP or link to create a new strong 4-digit UPI PIN.

Bajaj Finserv BBPS is a trusted platform for making bill payments online, with the added convenience of UPI payments. The platform supports a wide range of billers, including utilities, insurance, and education, among others, making it a one-stop solution for all your payment needs. With UPI integration, you can enjoy quick and secure transactions, making it easier to manage your bills and subscriptions.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How do I recover my forgotten UPI PIN?

Follow the steps mentioned above in the "How to Recover Your Forgotten UPI PIN" section. The specific process might vary slightly depending on your UPI app.

How do you know your UPI pin?

If you have not forgotten your UPI PIN, you can usually view it within your UPI app settings. However, for security reasons, some apps might only display asterisks instead of the actual digits.

How do I reset my UPI pin using OTP?

Most UPI apps allow you to reset your PIN using a one-time password (OTP) sent to your registered mobile number.