UPI International Payment

Your full guide to UPI international payment
UPI International Payment
4 mins
05 June 2024

With the rise of digital finance, UPI (Unified Payments Interface) has emerged as a game-changer, enabling seamless transactions within India. Did you know that UPI can also facilitate international payments? With UPI international payment, you can now send and receive money across borders effortlessly. By integrating the convenience of UPI with global transactions, this service offers a secure way to manage your finances.

How to make an international UPI payment

To initiate a UPI international payment, you first need to ensure that your UPI ID is linked to your bank account. Simply enter the recipient's UPI ID or bank account details, followed by the amount you wish to transfer. Enter your UPI PIN when prompted and confirm the transaction. The advantages of UPI payments, such as instant transfers and 24/7 availability, extend to international transactions, making them quick and convenient.

How to activate an international UPI payment

Activating UPI international payment is a straightforward process. Ensure that your bank supports international transactions through UPI and that your UPI ID is enabled for such payments. Contact your bank's customer care for assistance, or visit their website for detailed instructions. Once activated, you can start sending and receiving money internationally using UPI.

If you encounter any issues with your UPI PIN or require assistance, you can reach out to the UPI customer care number provided by your bank. They will guide you through the process and address any concerns you may have.

Making the payment

  1. Locate a merchant abroad that displays a UPI payment option.
  2. Open your UPI app and select the ‘SCAN QR CODE’ option.
  3. Scan the QR code displayed by the merchant.
  4. The amount payable is shown in both the foreign currency and Indian Rupees (INR). Review the amount carefully.
  5. Select the bank account that you want to use for the transaction.
  6. You might see a prompt to confirm activating UPI international for the chosen bank account (only for the first transaction with that account). Confirm if needed.
  7. Enter your UPI PIN to complete the payment.

Bajaj Pay UPI and Bajaj Pay Wallet extend their convenience to international payments, offering an excellent solution for global transactions. With Bajaj Pay UPI, you can effortlessly make international payments, ensuring quick and secure transfers. Bajaj Pay Wallet complements this by providing a reliable and user-friendly platform for managing your international finances. Together, they offer a comprehensive solution for your global payment needs. They combine the ease of UPI with the versatility of a digital wallet, making international transactions straightforward and efficient.

Conclusion

With UPI international payment, managing your finances globally has never been easier. By utilising the power of UPI, you can enjoy instant transactions across borders, with the assurance of security and efficiency. Whether you are a frequent traveller or conducting business overseas, UPI international payment offers a convenient solution.

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Frequently asked questions

Can I use UPI for international payments?
Yes, UPI can be used for international payments, providing a seamless and secure way to transfer funds across borders.
Is UPI accepted worldwide?
While UPI is primarily used in India, some international merchants and platforms may accept UPI payments. However, it is essential to check with the specific provider beforehand.
How do I activate UPI for International transactions?
To activate UPI for international transactions, simply contact your bank or access the settings within your banking app. Follow the prompts to enable international payments and set up your UPI PIN.
How to make a UPI payment from the USA?
While UPI is primarily used in India, you can still initiate UPI payments from the USA. You can do so by using a UPI-enabled app and linking it to your Indian bank account.
Is UPI allowed in the USA?
UPI is primarily used in India, but some international merchants and platforms may accept UPI payments. However, it's essential to verify acceptance with the specific provider.
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