Home Loan in Kadi
Kadi is both a city and a municipality in the Mehsana district of Gujarat. Also known as the 'Cotton City of India', it is home to more than 100 cotton mills. The city’s main source of income is its flourishing cottage industry, which has led to rapid growth for its people. As the city continues to develop, there has been a growing demand for financial services, including home loan in Kadi, to support the expanding population and their housing needs.
If you intend to settle in this town, you can easily get a home loan from Bajaj Finserv in Kadi. You can easily apply for this loan at affordable interest rates starting at 8.50%* p.a. p.a.
Features and benefits home loan in Kadi
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Flexible tenor for easy repayment
Choose the right tenor based on your financial status. We provide flexible tenors ranging up to 30 years.
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Top-up loans
Get substantial top-up loans of Rs. 1 Crore*, or higher basis eligibility without having to submit additional documents.
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No lengthy documentation
We make sure that our documentation process is not lengthy and tedious. Therefore, we require only a few documents to have fast loan approval and disbursal process.
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Balance transfer option
On home loan balance transfer to Bajaj Finserv, you can get better terms and lower home loan interest rates.
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Online account management
Use our customer portal to access your home loan account details from anywhere, anytime.
Home loan interest rates, fees and charges
Starting at 8.50%* p.a. per annum, Bajaj Finserv offers one of the most affordable home loan rates in Kadi.You have the option to choose from fixed and floating home loan interest rates and switch between the rates against a nominal conversion fee. Bajaj Finserv also offers online tools like the EMI Calculator for home loans.
You can easily calculate the estimate of EMI using a home loan EMI calculator for better financial planning.
Home loan eligibility criteria
Here are the home loan eligibility criteria that you must know before proceeding:
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Employment profile
Self-employed or salaried and professionals
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Occupation stability
Minimum 5 years of business vintage (self-employed) or 3 years of work experience (salaried)
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Minimum salary
Rs. 25,000
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Nationality
Resident Indian citizen
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Required CIBIL score
725 or higher
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Age**
23 years to 65 years salaried applicants, and 23 years to 70 years for self-employed applicants
**Maximum age considered at the time of loan maturity
Documents required for home loan
The following is a list of documents required to apply for a home loan:
- Property documents: Sales deed, stamped agreement of sale, NOC from the builder, possession certificate, land tax receipt, etc.
- Income proof for salaried applicants: Form 16, latest salary slips and bank account statements.
- Income proof for the self-employed: PAN, GST certificate, partnership deed, trade license, balance sheet, Profit and Loss statement, bank account statements.
- Address proof: Valid ID proof with a permanent address, electricity bill, telephone bill, property tax receipt etc.
- Identity proof: Aadhaar, PAN, Voter ID, Passport etc.
How to apply for a home loan in Kadi from Bajaj Finserv?
You can apply online via the given steps:
- 1 Visit the online application form for home loans
- 2 Enter personal details like name, PIN code, mobile number etc
- 3 Fill in financial, employment and property details
- 4 Submit these and book an available offer by paying the secure fee
- 5 Our representative will contact you to guide you through the loan application process
For a hassle-free loan application, make sure to gather the necessary documents beforehand. Meet the eligibility for quick application approval.
Home loan in different cities
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
The maximum home loan amount you can get depends on factors like your income, repayment capacity, credit score, and the lender's policies. With Bajaj Finance, you can get a loan amount of up to Rs. 15 crore*.
Obtaining a home loan with a poor credit score in Kadi can be challenging. Some lenders might offer loans with higher interest rates or require a co-applicant with a better credit score. Improving your credit score can increase your chances of approval.
Yes, you can take two home loans at the same time, provided you meet the eligibility criteria and have sufficient income to manage both EMIs. Lenders will assess your overall repayment capacity before approving multiple loans.
