Features of fixed deposit for women
-
Make your savings grow at a steady pace, irrespective of market volatilities.
Get secured returns up to 8.50%
-
Up to 0.40% p.a. higher interest rate for senior citizens
Manage post-retirement expenses easily with higher returns.
-
Choose tenors between 12 and 60 months, as per your investment goals.
Flexible tenors up to 60 months
-
Deposits starting at Rs. 15,000
Start investing with a small amount and grow your savings with our fixed deposits.
Fixed deposit (FD) is a safe investment instrument offered by banks and NBFCs, which provide higher returns than savings accounts. By guaranteeing the safety of your capital and assured returns, FDs can secure your future and ensure easier access to funds during times of need. Bajaj Finance offers attractive rates of interest to help you boost your savings and plan for your future goals.
With the help of our online FD calculator, you can calculate your maturity amount before starting your investment journey. Bajaj Finance offers investment tenors between 12 and 60 months so you can choose a convenient tenor, to tailor your investment to your future goals. For financial assistance on a periodic basis, choose the option to get interest payouts monthly, quarterly, half-yearly, or annually, depending on your needs.
Bajaj Finance FD carries ICRA’s MAAA and CRISIL’s FAAA stability ratings. These are the highest in their respective categories and indicate timely interest payouts and zero defaults.
To invest in FD, all you need is a sum of Rs. 15,000 or more. However, if you wish to invest small sums every month, you can start saving with the Systematic Deposit Plan (SDP) and make monthly contributions of Rs. 5,000 or more. These monthly savings go towards new FDs, and you can have your FDs mature month after month or on a single date, depending on your investment needs.
Here’s a quick look at the features and benefits offered on fixed deposits by Bajaj Finance.
Interest rate |
up to 8.50% |
Minimum tenor |
1 year |
Maximum tenor |
5 years |
Deposit amount |
Minimum deposit of Rs. 15,000 |
Application process |
Easy and paperless online process |
Online payment options |
Netbanking and UPI |
Reasons Why Bajaj Finance FD is Best for Women
Women now want to maximise their savings, develop wealth, and lay the groundwork for a secure future. The Bajaj Finance Women FD is a fantastic complement to any portfolio as it is a low-risk investments, which offered returns based on a fixed interest rate which do not vary based on the market conditions.
The reasons for choosing Bajaj Finance women FD are:
- Returns up to 8.50%: Bajaj Finance offers one of the highest returns on FD. Based on the tenor chosen and the investment amount women below 60 years can grow their money up to 8.25% whereas senior citizens can enjoy rates up to 8.50%.
- Investment starting at just Rs. 15,000: Women can now start investing with as low as Rs. Rs. 15,000.
- Small monthly investment: The Systematic Deposit Plan by Bajaj Finance, is a perfect option if you want to start small monthly investments. One can start investing from just Rs. 5,000 per month and get returns up to 8.50%
- Safe Investment: Bajaj Finance Fixed Deposit has the highest stability ratings, with CRISIL’s FAAA/Stable rating and ICRA’s MAAA (stable) rating offering one of the safest investment options for investors.
- Online investment: Investing in a Bajaj Finance FD is now easier than ever. You can invest from the comfort of your own home by filling out an online form and attaching a few documents. You may book an FD in just a few minutes using this paperless end-to-end solution.
How to invest in a Bajaj Finance online FD
Investing in a Bajaj Finance online FD is very easy. Here are the steps you need to follow:
- 1 Click on 'Invest Online’ to visit our easy online form
- 2 Enter your phone number, date of birth and verify your OTP
- 3 As an existing customer, you can verify the pre-filled details. If you're a new customer, you’ll need to enter your basic information for an online KYC
- 4 Select your deposit amount, tenor, payout type and bank details
- 5 Invest the amount using UPI or Net Banking
Once your payment is successful, your deposit will be booked, and you will receive an acknowledgement on your registered email address and mobile number within 15 minutes.
Interest rates on fixed deposits for women
With a Bajaj Finance online FD, you can get FD rates of up to 8.50% Individuals below 60 years of age can get assured returns up to 8.25% . For higher gains, choose a tenor of 36 months or more.
Bajaj Finance Fixed Deposit interest rates
Annual rate of interest valid for deposits from Rs. 15,000 up to Rs. 3 crore (w.e.f 14 November, 2024) |
|||
Tenor in months |
12 – 23 |
24 – 35 |
36 – 60 |
Cumulative |
7.40% |
7.35% |
8.05% |
Monthly |
7.16% |
7.11% |
7.77% |
Quarterly |
7.20% |
7.16% |
7.82% |
Half-yearly |
7.27% |
7.22% |
7.89% |
Annual |
7.40% |
7.35% |
8.05% |
Special FD interest rates for cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
At Maturity |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Special FD interest rates for non-cumulative deposits
Tenor in months |
15 |
18 |
22 |
30 |
33 |
44 |
Monthly |
7.21% |
7.53% |
7.63% |
7.21% |
7.81% |
7.95% |
Quarterly |
7.25% |
7.58% |
7.68% |
7.25% |
7.87% |
8.01% |
Half Yearly |
7.32% |
7.65% |
7.75% |
7.32% |
7.94% |
8.09% |
Annual |
7.45% |
7.80% |
7.90% |
7.45% |
8.10% |
8.25% |
Rate benefits basis customer category (w.e.f 14 November, 2024)
- Additional rate benefits up to 0.40% p.a. for senior citizens
