How Investing and Stock Trading Apps Work

Find the stock market apps for real-time market updates, trading, and portfolio management all in one place.
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How Investing and Stock Trading Apps Work
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3 min
22-January-2025

Mobile apps have revolutionised our daily lives, allowing us to do almost everything, from watching a movie to investing from the palm of our hands. Unlike before, when investors had to visit the stock markets to place orders, now they only have to open an app and buy and sell securities in a matter of seconds.

However, with 15.13 crore Demat accounts and rising, the volume of stock market apps is also on the rise in India. If you are a beginner or an existing investor and want to invest in the stock market, it is important to understand everything about stock market applications.

What is a stock trading app?

A stock trading app is a mobile application you can download and install on your smartphone to buy and sell securities trading on stock exchanges. The Securities and Exchange Board of India (SEBI), which is the stock market governing body, has made it mandatory that stock apps can only be offered by registered and licensed stockbrokers.

Every stock broking platform or registered financial institution can create its own stock market app for Android or iOS. Investors and traders can use the stock market apps to buy and sell various securities such as stocks, bonds, futures, options, currencies, and commodities. However, they must open a Demat and trading account before using stock market applications.

Read more: Small-cap stocks

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Understanding stock market apps

SEBI registers stockbrokers, who may be individuals, firms, or financial institutions, to carry out stock market activities. One of the most important activities is facilitating people's opening of a Demat and trading account to buy, hold, and sell securities digitally.

Since a stockbroker may have numerous Demat account holders, it becomes impossible to buy and sell securities individually for all of them on their behalf. Hence, almost all stockbrokers create a stock market application accessible to their Demat account holders to help them buy and sell securities in seconds.

Furthermore, all such stock apps for Android and iOS include numerous features, such as stock charts, stock fundamentals, company news, and announcements, to help investors make informed investment decisions. Most stock apps are free, with in-app purchases or fees levied by the stockbrokers.

Read more: T2T stocks

Benefits of using a stock market trading app

Stock market apps are one of the most crucial components while investing and trading in the stock markets. Here are the benefits of using a stock trading app:

  • Convenience and accessibility: Stock market applications allow investors and traders to invest, trade, or monitor stocks anytime and anywhere with a stable internet connection. Furthermore, most stock trading apps have easy-to-navigate user interfaces that simplify investing and trading.
  • Real-time data and alerts: Most stock apps for Android and iOS provide real-time stock quotes, market news, and alerts about price changes or specific stock activities. You can also set up various alerts for stock news, new IPOs, trading opportunities, and price movements.
  • Cost-effectiveness: One of the most important benefits of stock market apps is their cost-effectiveness. Almost all stock market apps for Android are free, and the same goes for the apps for iOS. Also, many stock trading apps offer lower fees and commissions than traditional brokerage services. Most of them have shifted to a flat-fee model, charging between Rs. 20 and Rs. 50 per trade.
  • Educational resources: Many stockbrokers provide stock apps for beginners, posting regular blogs and other stock market-related resources to help investors learn about the stock market. Most stock market applications provide access to tutorials, articles, videos, and webinars designed to educate users about stock trading and market strategies.
  • Account management and security: Most stock market apps for Android and iOS devices offer extensive account management, where investors can customise and personalise app interface and features to suit their trading styles and preferences. Furthermore, the apps are highly secure and protect user data and information through two-factor authentication and encryption.

Read more: Dividend stocks

Factors to consider while choosing a stock market application

As there are hundreds of stock apps, you should consider the following factors while choosing a stock market application:

  • The stockbroker who created the stocks app must be an experienced stockbroker who has handled numerous Demat accounts for other individuals.
  • The stockbroker must be registered with SEBI without any previous or current penal action.
  • The stock market application for Android and iOS devices must be free of cost to download, and other charges must be affordable and transparent.
  • The stock market application's user interface must be user-friendly, and the app must be responsive without any lag.
  • The application must have unique features, such as stock charts and analysis tools, and should support all the major payment methods and gateways.

Read more: Mid-cap stocks

Conclusion

Stock market applications have revolutionised the stock market in India, as investors and traders can buy and sell securities effortlessly. These applications offer convenience, real-time data, and a host of investment tools to ensure seamless investing and trading processes. Furthermore, if you are a new investor, you can use the stock app for beginners to gain knowledge about the stock market and ensure that your investments are based on extensive research.

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2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Standard Disclaimer

Investments in the securities market are subject to market risk, read all related documents carefully before investing.

Research Disclaimer

Broking services offered by Bajaj Financial Securities Limited (BFSL) | Registered Office: Bajaj Auto Limited Complex , Mumbai –Pune Road Akurdi Pune 411035 | Corporate Office: Bajaj Financial Securities Ltd,1st Floor, Mantri IT Park, Tower B, Unit No 9 & 10, Viman Nagar, Pune, Maharashtra 411014| CIN: U67120PN2010PLC136026| SEBI Registration No.: INZ000218931 | BSE Cash/F&O (Member ID: 6706) | DP registration No : IN-DP-418-2019 | CDSL DP No.: 12088600 | NSDL DP No. IN304300 | AMFI Registration No.: ARN – 163403|

Research Services are offered by Bajaj Financial Securities Limited (BFSL) as Research Analyst under SEBI Regn: INH000010043. Kindly refer to www.bajajfinservsecurities.in for detailed disclaimer and risk factors

This content is for educational purpose only.

Details of Compliance Officer: Ms. Kanti Pal (For Broking/DP/Research)|Email: compliance_sec@bajajfinserv.in/Compliance_dp@bajajfinserv.in |Contact No.: 020-4857 4486 |

Investment in the securities involves risks, investor should consult his own advisors/consultant to determine the merits and risks of investment.

Frequently asked questions

How do beginners use the stock market?
Beginners use the stock market by first opening a mandatory demat and trading account. Afterwards, they create an account on the stock market app for Android and iOS devices developed by the stockbroker. Most beginners use stock apps for beginners to learn how the stock market works before placing bids to buy and sell various securities.
How does a stock market app work?
Stock market apps integrate the processes used in the stock market to allow investors and traders to buy, hold, and sell various securities, such as stocks, bonds, and currencies. To use stock market apps, the user needs a valid account and a stable internet connection. These apps let users easily manage multiple accounts, view transaction history, and track portfolio performance in one place.
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