SMFG India Credit (formerly Fullerton India), a subsidiary of Sumitomo Mitsui Financial Group is a NBFC based in Mumbai, India. The company primarily focuses on offering loans to small and medium-sized enterprises (SMEs) at competitive interest rates and flexible repayment options to its customers.

Experience the ease of making EMI payments anytime, anywhere, without the hassle of extensive paperwork with the BBPS platform on Bajaj Finserv. The user-friendly platform ensures a simple and welcoming experience, providing customers with swift and hassle-free payment solutions. The Reserve Bank of India (RBI) introduced the BBPS (Bharat Bill Payment System) concept to streamline digital payments, aiming to enhance the efficiency of the payment process.

Pay bank loans by other lenders

Apart from SMFG India Credit loan repayment, you can pay EMI for other loan providers across India, such as Manappuram Finance | IDFC First Bank | Hero Fincorp | Muthoot Finance | ICICI Bank | HDB Finance | Mahindra Finance | IIFL Finance.

Benefits of making SMFG India Credit loan repayment using the Bajaj Finserv BBPS platform


Some of the benefits of making SMFG India Credit loan repayment on the Bajaj Finserv BBPS platform include:

Quick and hassle-free

With the BBPS platform on Bajaj Finserv, you can repay your SMFG India Credit loan quickly and effortlessly.

Safe and secure

The Bajaj Finserv BBPS platform is safe and secure. Your payment details are secure with the platform’s robust security measures.

Multiple payment options

Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

Instant confirmation

After making the payment, the platform immediately confirms the payment status through an email and SMS.

Types of loans offered by SMFG India Credit

• Personal Loans
• Business Loans
• Loan against property
• Two-wheeler loans
• Home loans
• Commercial vehicle loan
• Rural finance


Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Making SMFG India Credit loan repayment on the Bajaj Finserv app is a very easy process. Follow these simple steps to make your payment online:

1. Download and install the Bajaj Finserv app from Google Play Store or App Store
2. Login with your credentials
3. Go to ‘BILLS AND RECHARGES'
4. Select ‘LOAN REPAYMENT' under the ‘FINANCIAL SERVICES AND TAXES’ section
5. Select ‘SMFG INDIA CREDIT’ as the issuing bank and enter your Loan Agreement Number
6. Enter the loan amount and select your preferred payment mode
7. Make the payment to repay your loan

Once you have completed the payment, you will receive an e-receipt, which you can keep for future reference.

Steps to make SMFG India Credit loan repayment on the Bajaj Finserv website

Here is how you can repay SMFG India Credit loan online on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
4. Choose your biller from the drop-down
5. Enter your loan account number and click on ‘FETCH YOUR BILL’
6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
7. After choosing your preferred payment mode, enter the requested payment details
8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.