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Pay Aadhar Housing Finance loan online
Aadhar Housing Finance is a leading non-banking financial institution that offers affordable housing loans to those who are looking to purchase a house or property. With the mission to provide affordable housing finance solutions to middle and low-income families in the country, Aadhar housing finance has been offering hassle-free financial assistance to its customers.
Bajaj Finserv allows you to make your Loan EMI payments online using Bajaj Pay platform with multiple payment modes like net banking, Unified Payment Interface (UPI), debit card, credit card, etc. BBPS is a one-stop solution for all bill payment services that offer a secure, hassle-free, and faster way to make online payments.
Before we discover how to make Aadhar Housing Finance loan repayment online, let us look at the features and benefits of using this mode of payment.
To monitor your Aadhar Housing Finance loan status, you can visit their official website or reach customer service. The website allows you to quickly verify your Aadhar Housing Finance loan balance and view your payment history. By logging into your account, you can also download your Aadhar housing loan statement, which gives a detailed overview of your outstanding balance, EMIs paid, and any unpaid dues. This easy access to your loan information helps you stay informed about your financial obligations and manage your housing loan efficiently.
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Features and benefits of making Aadhar Housing Finance repayment on Bajaj Finserv
When paying for your Aadhar Housing Finance repayment online on the Bajaj Finserv BBPS platform, you can avail of the following benefits
- Ease of payment
You can complete the Aadhar Housing Finance repayment at any time from the comfort of your home before the due date.
- Multiple payment methods
BBPS allows you to use credit/debit cards, net banking, UPI, or e-wallets to make transactions incredibly convenient.
- Safe and secure
Bajaj Finserv provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
- Instant billing receipts
When you pay Aadhar Housing Finance repayment online, you will receive instant transaction IDs and billing receipts. It ensures better transparency and reliability.
Note: In case you are facing any issues related to Aadhar Housing Finance loan payment. Please connect with Aadhar Housing Finance customer care number, available 24*7.
Know the types of loans provided by Aadhar Housing Finance
Here are some of the most popular types of loans offered by Aadhar Housing Finance:
Home loans: Aadhar Housing Finance offers a wide range of home loans to help you buy your dream home. These loans include:
Home loan for salaried employees by Aadhar Housing Finance
Home loan for salaried employees: This loan is specifically designed for salaried individuals and offers competitive interest rates and flexible repayment options.
Home loan for self-employed by Aadhar Housing Finance
Home loan for self-employed: This loan is designed for self-employed individuals who may not have a regular income. Aadhar Housing Finance offers flexible eligibility criteria and attractive interest rates for self-employed borrowers.
Loan for plot purchase and/or construction by Aadhar Housing Finance
Loan for Plot Purchase and/or Construction: This loan can be used to purchase a plot of land, construct a home on a plot of land, or both.
Home improvement loan by Aadhar Housing Finance
Home improvement loan: This loan can be used to renovate or improve your existing home.
Balance transfer by Aadhar Housing Finance
Balance transfer: If you have an existing home loan with another lender, you can transfer it to Aadhar Housing Finance to take advantage of their competitive interest rates.
Top Up Loan by Aadhar Housing Finance
Top-up loan: If you need additional funds after taking out a home loan, you can apply for a top-up loan from Aadhar Housing Finance.
Loan Against Property (LAP) by Aadhar Housing Finance
Loan Against Property (LAP): This loan allows you to borrow money against the security of your residential or commercial property. LAPs can be used for a variety of purposes, such as business expansion, education, or medical expenses.
Who is eligible for Aadhar Housing Finance home loans?
Aadhar Housing Finance offers home loans to a wide range of individuals, ensuring that more people can achieve their dream of owning a home. Here are the key eligibility criteria:
- Age: Applicants should be at least 21 years old at the time of loan application and not more than 65 years old at the time of loan maturity.
- Income: Both salaried and self-employed individuals are eligible. Salaried individuals must have a stable job with a regular income, while self-employed individuals should have a steady source of income from their business or profession.
- Employment Tenure: Salaried applicants should have a minimum of 2 years of work experience, with at least 1 year in the current job. Self-employed applicants should have been in their current business for a minimum of 3 years.
- Credit Score: A good credit score is essential. While the exact score required may vary, a higher score increases the chances of loan approval and may result in better loan terms.
- Property: The property to be financed should meet the criteria set by Aadhar Housing Finance. This includes legal clearances and adherence to local regulations.
- Documentation: Applicants must provide necessary documents such as identity proof, address proof, income proof, and property documents.
- Co-applicants: Adding a co-applicant can enhance loan eligibility. Co-applicants can be family members like spouses or parents.
By meeting these criteria, potential borrowers can increase their chances of securing a home loan from Aadhar Housing Finance.
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.
Other online loan repayments across India
Apart from Aadhar Housing Finance loan EMI payment, Bajaj Finserv also allows you to pay for other online loan repayments across India such as:
- Ease of payment
Steps to make Aadhar Housing Finance repayment on Bajaj Finserv
Paying an Aadhar Housing Finance loan online is a simple process that can be done in a few steps. Follow the steps mentioned below to make your loan repayment using BBPS on Bajaj Finserv:
- Download the Bajaj Finserv app from Google Play Store or App Store
- Log in with your credentials
- Go to ‘BILLS AND RECHARGES'
- Select ‘LOAN REPAYMENT' under the ‘FINANCIAL SERVICES AND TAXES’ section
- Select ‘AADHAR HOUSING FINANCE’ as the issuing bank and enter your loan account number
- Enter the loan amount and select the preferred payment mode
- Make the payment to repay your loan
Steps to make Aadhar Housing Finance loan repayment on the Bajaj Finserv website
Here is how you can repay Aadhar Housing Finance loan online on the Bajaj Finserv website:
- Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
- Choose your biller from the drop-down
- Enter your loan account number and click on ‘FETCH YOUR BILL’
- Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
- After choosing your preferred payment mode, enter the requested payment details
- Check the details you entered and click on 'PAY NOW’
You will receive a notification from Bajaj Finserv after successful payment.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked question
BBPS platform on Bajaj Finserv supports the payment of various kinds of loans like home loans, personal loans, auto loans and two-wheeler loans.
Aadhar Housing Finance loan repayment can be made quickly through the BBPS platform on Bajaj Finserv.
You can track the loan payment status on the Aadhar Housing Finance website, or you can contact their customer service executives.
Yes, Bajaj Finserv also provides other recharge services such as:
- FASTag recharge
- DTH recharge
- Gas booking - HP, Indane, Bharat
- Mobile recharge - Jio, Vodafone Idea, BSNL
The maximum loan amount that you can get for buying or building a home is known as the Aadhar Housing Finance limit. This amount usually varies based on your income, creditworthiness, and the value of the property. For qualified applicants, Aadhar Housing Finance provides loans up to Rs. 1 crore. The precise cap varies according to each person's eligibility and ability to repay. In order to meet the demands of low-income and economically disadvantaged elements of society, the company primarily focusses on offering affordable housing loans.
Aadhar Housing Finance's interest rate changes according to the borrower's profile, loan amount, and length of time. The interest rates typically vary from 8.75% to 14% annually. These costs are competitive and provide low- and middle-class individuals with affordable options. The loan-to-value ratio, the borrower's creditworthiness, and other relevant factors will determine the precise rate that is given. Aadhar Housing Finance offers competitive and flexible financing rates with the goal of increasing accessibility to homeownership.
Although the Aadhaar card is a necessary document for the loan application process, Aadhaar Housing Finance does not directly give loans based on it alone. Your salary, credit history, and the value of your home will determine the maximum loan amount that Aadhar Housing Finance will provide you. Loans up to Rs. 1 crore can be used for housing. An essential tool for identification verification, the Aadhar card expedites the loan approval procedure and guarantees that those who qualify can obtain the money they need for housing.
The old name of Aadhar Housing Finance was “DHFL Vysya Housing Finance Limited.” The company was rebranded to Aadhar Housing Finance Limited to better reflect its mission and vision.
Aadhar Housing Finance has a widespread presence across India with over 300 branches. These branches are strategically located to serve customers in both urban and rural areas, ensuring accessibility to housing finance solutions for a diverse population.
