Know your Loan Against Securities features and benefits

You can pledge your shares, mutual funds, or bonds as collateral to get a loan against securities. With a loan against securities, you can get the loan amount depending on the market value of your pledged securities.

When you borrow a loan against securities, a drawing power is assigned to you, and you can avail of the loan amount within this limit. This drawing power varies from 50% to 90% of the sanctioned loan amount.

Since your loan against securities drawing power depends on the market value of your pledged securities, the same is subject to change. In the event of any such change in the drawing power, you’ll receive an SMS on your registered mobile number.

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  Get the most out of your loan against securities

  • Pay only interest as your monthly instalment and pay the principal later.
  • Withdraw funds from your drawing power anytime you need.
  • Pay interest only on the amount you withdraw and not the entire loan limit.

  
  Manage your loan against securities features

When you borrow a loan against securities, you get additional benefits like paying interest only EMIs, withdrawing funds from your available limit and more. You can explore these features by visiting our customer portal – My Account.