Activate your Insta EMI Card
Activating your Insta EMI Card is easy. All you have to do is complete your KYC and register your bank account.Once your card is activated, the first purchase has to be made at an offline partner store.
Every new purchase, whether online or at our partner store, has a new loan account created. You can access all your loan accounts by visiting our service
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Activate your card
If this is your first time using the Insta EMI card, to activate your card, you would have to make a purchase at the nearest partner store. After making the purchase, you can click on ‘Service’ and register your bank account using the following steps:
- Sign-in to our service portal with your registered mobile number and the OTP.
- Enter your date of birth for verification and proceed.
- Once signed-in, select your Insta EMI Card under ‘Your relations’.
- Click on ‘Register Now’ and proceed to register your e-mandate.
You can also click on the ‘Activate your card’ option below to get started. You’ll be asked to sign-in. Once signed-in, you can select your card and register the mandate to activate it. -
Activating your Insta EMI Card is the first step towards using it. You need to register your e-mandate with us so that we can confirm your bank account details.
You can complete the activation process in just a few simple steps. Start by visiting our service portal. Once you’re signed-in, you can select your card from ‘Relations’, click on ‘Activate Now’, and proceed to register your e-mandate.
Once your e-mandate is registered with us, you can use your card on your favourite e-commerce websites such as BajajMall.in, Amazon, MakeMyTrip, and others. You can also choose to walk into any of our partner stores and shop for your favourite products on No Cost EMI.
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Check your card details
Sign-in to the ‘Service’ portal with your mobile number and the OTP to view your card details.
Frequently asked questions
There are 2 ways by which you can apply for Insta EMI Card:
Online:
- Click on the 'EMI Card' icon on the homepage
- Click on 'APPLY' and follow the instruction provided
Offline:
Visit a partner store near you and apply for the Insta EMI Card. Our store representative will guide you through the process.
To be eligible for the Bajaj Finserv Insta EMI Card, you must:
- Be a resident of India
- Be between 21 to 65 years of age.
- Have a regular source of Income.
- Have a good CIBIL Score
You don't have to submit any physical documents when applying for the Bajaj Finserv Insta EMI Card. You only need to keep the following documents handy:
- PAN card
- Address proof* for KYC verification
- Bank account number and IFSC code for e-mandate registration
*We accept a valid Passport, Aadhaar Card (first 8 digits to be masked/hidden), driving license, voter ID card, NREGA Job Card, or a letter issued by the National Population Register as address proof.
If your card is permanently blocked due to our internal credit policy, then you will not be able to re-apply for a new card.
Please rest assured, in case your Insta EMI card is temporarily blocked, we will inform you once the status of your eligibility changes. You will receive an SMS on your registered mobile number.